Home Equity Loans in Orlando, FL

Looking to tap into your Orlando home's equity? Compare home equity loan offers tailored for local homeowners, with flexible options that fit your budget and goals. Whether it’s a remodel or consolidating debt, find the right credit to unlock your home's value quickly and easily.

Start your journey with trusted lenders who understand Orlando’s community and housing market. Get clear, friendly guidance and competitive rates designed to make your home equity work for you. It’s simple to compare, choose, and move forward with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
tropicalfcu
4.99 - 8.24 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
fairwinds
5.101 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
∞
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
∞
tyndall
5.875 - 7 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
gogulfwinds
6 - 7.61 %
5 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tropical Financial has a Home Equity rate range of 4.99% to 8.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 5.75% , unchanged from both 7 and 30 days ago. Both products have steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

Fairwinds has a Home Equity loan with an APR of 5.1% today. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is steady at 7.75% over the same time periods. Both products show no change in rates recently. Tyndall has a Home Equity loan with an APR range of 5.88% to 7% , unchanged from 30, 60, and 90 days ago. Their HELOC rate is 6.74% , unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Gulf Winds has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 6% to 7.61% APR, also unchanged from the past 90 days. Both rates have stayed steady over this period.

🏦 Local Lenders in Orlando, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Orange County, FL

✅INSIGHT CREDIT UNION
✅FAIRWINDS CREDIT UNION
✅ADDITION FINANCIAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅ORLANDO CREDIT UNION
✅MCCOY FEDERAL CREDIT UNION
✅VYSTAR CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅UNITY OF EATONVILLE FEDERAL CREDIT UNION
✅MIDFLORIDA CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FIRST FLORIDA CREDIT UNION
✅LOCAL 606 ELECTRICAL WORKERS FEDERAL CREDIT UNION
✅ADVENTHEALTH CREDIT UNION
✅ECU CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION
✅PRIORITY 67319 CREDIT UNION
✅SUNCOAST CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅PARTNERS FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅PLATINUM FEDERAL CREDIT UNION
✅USF FEDERAL CREDIT UNION FEDERAL CREDIT UNION

Compare other loan types in Orlando, FL

Why compare Home Equity Loans in Orlando, FL on LendMesh

If you’re exploring credit options for a home equity loan in Orlando, FL, take your time comparing offers on LendMesh. Different lenders present varying rates and terms, so browsing multiple options can help you uncover better deals and save money. There’s no rush—finding the right fit for your financial goals is key to unlocking your home’s value confidently and affordably.

Consider subscribing to LendMesh for tailored loan alerts that match your target rate. Whether you want updates at 4% or 5%, you’ll get notified as soon as offers fall below your ideal threshold. With weekly or monthly emails featuring expert insights, rate trends, and hand-picked deals, Orlando borrowers like you stay informed and ready to act on the best home equity loan opportunities.

Customers are also interested in:

Credit For Home Equity Loan