Home Equity Loans in Orlando, FL

Tap into the equity you’ve built in your Orlando home to fund your next big project or simplify debt. Comparing home equity loans helps you find the best rates and terms that fit your budget and timeline.

Whether you’re dreaming of a kitchen upgrade or need cash for unexpected expenses, local lenders in Orlando offer personalized options. Start exploring your choices today and take control of your home’s potential.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
tropicalfcu
4.99 - 8.24 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
fairwinds
5.101 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
∞
firstcommercecu
5.79 - 10.49 %
30 Yrs
90 %
∞
tyndall
5.875 - 7 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
gogulfwinds
6 - 7.61 %
5 - 20 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tropical Financial has a Home Equity rate range of 4.99% to 8.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 5.75% , unchanged from both 7 and 30 days ago. Both products have steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now.

Fairwinds has a Home Equity loan with an APR of 5.1% today. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

First Commerce has a Home Equity loan with an APR range of 5.79% to 10.49% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rate is steady at 7.75% over the same time periods. Both products show no change in rates recently. Tyndall has a Home Equity loan with an APR range of 5.88% to 7% , unchanged from 30, 60, and 90 days ago. Their HELOC rate is 6.74% , unchanged from 7, 30, and 60 days ago. Both rates have stayed steady over the past few months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Gulf Winds has a HELOC with an APR of 3.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 6% to 7.61% APR, also unchanged from the past 90 days. Both rates have stayed steady over this period.

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If you’re exploring options for tapping into the equity in your home in Orlando, FL, take your time comparing offers on LendMesh. Different lenders have varying rates and terms, and a little extra research can uncover better deals that fit your needs. By browsing multiple lenders, you can find flexible options that make the most sense for your financial goals—whether it's home improvements, debt consolidation, or other expenses.

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