Home Equity Loans in Raleigh, NC

Looking for the lowest interest rate home equity loan in Raleigh, NC? Compare offers from trusted local lenders who understand your needs and can help you tap into your home's value with ease and confidence.

Whether you’re planning a renovation or consolidating debt, finding the right loan with flexible terms and great rates is simple when you explore options tailored for Raleigh homeowners. Let’s get started on making your goals a reality.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
langleyfcu
6.75 - 7.59 %
2 - 20 Yrs
100 %
∞
skylacu
6.75 - 8.2 %
15 Yrs
∞
sharonview
6.75 - 8.25 %
15 Yrs
95 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
foundersfcu
6.75 - 11.75 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
latinoccu
7 - 7.75 %
90 %
∞
allegacy
7.25 %
15 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Langley has a HELOC with an APR range of 6.75% to 7.59% today. This rate is the same as it was 7 days ago but higher than the 6.75% to 7.34% range seen 30, 60, and 90 days ago. The minimum APR remains steady at 6.75% across all these time points. Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Sharonview has a HELOC with an APR range of 6.75% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

Founders has a HELOC with an APR range of 6.75% to 11.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Latino Community has a HELOC with an APR range of 7% to 7.75% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 7.5% , and also higher than 90 days ago, which had a wider range from 6.75% to 18% . Allegacy's HELOC has a minimum APR of 7.25% today, unchanged from 7 and 30 days ago. This rate is higher than the range from 30 and 60 days ago, which was 4.99% to 18% , and also higher than the range from 90 days ago, which started at 0.5% .

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