Home Equity Loans in Charleston, WV

Looking to tap into your Charleston home’s equity? Comparing the best HELOC companies in Charleston, WV helps you find great rates and flexible terms tailored to your needs—whether it’s for home improvements, debt consolidation, or unexpected expenses.

Local lenders understand Charleston homeowners and offer fast funding with friendly, expert guidance. Start comparing your options today to secure a home equity loan that fits your budget and goals, all while supporting the community you love.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
penfed
6.75 %
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Charleston, WV

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Kanawha County, WV

✅UNION TRADES FEDERAL CREDIT UNION
✅MEMBERS CHOICE WV FEDERAL CREDIT UNION
✅LOCAL NO 317 IAFF CREDIT UNION
✅CHARLESTON FEDERAL CREDIT UNION
✅ELEMENT FEDERAL CREDIT UNION
✅PIONEER APPALACHIA FEDERAL CREDIT UNION
✅CHARLESTON POSTAL FEDERAL CREDIT UNION
✅PEOPLES 16993 CREDIT UNION
✅KEMBA CHARLESTON FEDERAL CREDIT UNION
✅CAMC FEDERAL CREDIT UNION
✅SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION
✅WEST VIRGINIA FEDERAL CREDIT UNION
✅STAR USA FEDERAL CREDIT UNION
✅WV NATIONAL GUARD FEDERAL CREDIT UNION
✅THE STATE CREDIT UNION
✅CHATEL CREDIT UNION

Compare other loan types in Charleston, WV

Why compare Home Equity Loans in Charleston, WV on LendMesh

If you’re exploring the best HELOC companies in Charleston, WV, take your time comparing multiple lenders on LendMesh. This way, you can uncover more competitive rates and flexible terms tailored to your needs. There’s no rush—finding the right loan means weighing your options carefully to unlock your home’s value with confidence.

Consider subscribing to LendMesh for personalized alerts that keep you informed without the hassle. Simply set your target rate, and we’ll notify you when offers dip below that mark. Whether you prefer weekly or monthly updates, you’ll get expert insights, rate trends, and hand-picked deals delivered directly to your inbox—helping Charleston borrowers stay ahead and secure the best HELOC opportunities.

Customers are also interested in:

Best Heloc Companies