Home Equity Loans in Charleston, WV

Looking for the best line of credit in Charleston, WV? Compare home equity loan offers from trusted local lenders who know our community and provide flexible options tailored to your needs.

Whether you’re planning home improvements or consolidating debt, these Charleston credit unions offer fast funding and clear guidance to help you make the most of your home’s value.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
penfed
6.75 %
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Charleston, WV

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Kanawha County, WV

✅UNION TRADES FEDERAL CREDIT UNION
✅MEMBERS CHOICE WV FEDERAL CREDIT UNION
✅LOCAL NO 317 IAFF CREDIT UNION
✅CHARLESTON FEDERAL CREDIT UNION
✅ELEMENT FEDERAL CREDIT UNION
✅PIONEER APPALACHIA FEDERAL CREDIT UNION
✅CHARLESTON POSTAL FEDERAL CREDIT UNION
✅PEOPLES 16993 CREDIT UNION
✅KEMBA CHARLESTON FEDERAL CREDIT UNION
✅CAMC FEDERAL CREDIT UNION
✅SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION
✅WEST VIRGINIA FEDERAL CREDIT UNION
✅STAR USA FEDERAL CREDIT UNION
✅WV NATIONAL GUARD FEDERAL CREDIT UNION
✅THE STATE CREDIT UNION
✅CHATEL CREDIT UNION

Compare other loan types in Charleston, WV

Why compare Home Equity Loans in Charleston, WV on LendMesh

If you’re searching for the best line of credit in Charleston, WV, it pays to explore all your options. Using LendMesh, you can easily compare lenders side-by-side to find better deals and more affordable rates tailored to your needs. Taking the time to shop around helps you unlock the most flexible terms and save money over the life of your loan.

Stay informed with LendMesh’s subscription service designed for Charleston borrowers like you. Simply set your ideal rate—whether 4% or 5%—and receive alerts as soon as offers drop below your target. Plus, get expert insights, rate trends, and curated loan deals delivered weekly or monthly. Join thousands of smart borrowers who trust LendMesh to help them secure the best line of credit opportunities.

Customers are also interested in:

Best Line Of Credit