Home Equity Loans in Lynchburg, VA

Looking to tap into your Lynchburg home's equity? Compare home equity loans and HELOC offers from trusted local lenders who understand our community and offer flexible terms tailored to your needs. Whether it's renovations or debt consolidation, you’ll find options designed with you in mind.

Discover the best place for a HELOC in Lynchburg, VA, where fast funding and personalized service come standard. Local credit unions and lenders provide competitive rates and guidance that make borrowing simple and stress-free. Let’s help you unlock your home's potential today.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
mydccu
6.25 - 7 %
90 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
truliantfcu
6.39 - 9.47 %
20 Yrs
∞
1stadvantage
6.49 - 6.99 %
20 Yrs
80 %
∞
chartway
6.5 - 6.75 %
20 Yrs
90 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
langleyfcu
6.75 - 7.59 %
2 - 20 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupont Community has a Home Equity loan with an APR range of 6.25% to 7% today, unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.25% now, unchanged from both 7 and 30 days ago. Both products have steady rates over the past two months. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Truliant's Home Equity loan has an APR range of 6.39% to 9.47% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The HELOC rate is 6.75% to 9.25% , unchanged from 7, 30, 60, and 90 days ago. 1St Advantage has a Home Equity rate range of 6.49% to 6.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% today and has not changed from 7, 30, or 60 days ago. Both rates have stayed steady over the past three months.

Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% . Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Langley has a HELOC with an APR range of 6.75% to 7.59% today. This rate is the same as it was 7 days ago but higher than the 6.75% to 7.34% range seen 30, 60, and 90 days ago. The minimum APR remains steady at 6.75% across all these time points.

🏦 Local Lenders in Lynchburg, VA

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🏘️ All the Lenders Available in Lynchburg City County, VA

✅FREEDOM FIRST FEDERAL CREDIT UNION
✅LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CENTRAL VIRGINIA FEDERAL CREDIT UNION
✅VIRGINIA FEDERAL CREDIT UNION
✅BEACON CREDIT UNION INCORPORATED CREDIT UNION
✅GLAMORGAN EMPLOYEES FEDERAL CREDIT UNION
✅KEMBA ROANOKE FEDERAL CREDIT UNION
✅GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
✅BLUE EAGLE CREDIT UNION

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Why compare Home Equity Loans in Lynchburg, VA on LendMesh

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Consider subscribing to LendMesh for personalized rate alerts and expert insights. Simply set your target rate, and we’ll notify you as soon as offers dip below your threshold. Whether weekly or monthly, you’ll receive curated updates and hand-picked loan deals, helping Lynchburg borrowers stay informed and confident with every step toward a smart home equity decision.

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