Home Equity Loans in Virginia Beach, VA

Looking to tap into your Virginia Beach home's value? Comparing home equity loan offers helps you find the best rates and terms to fit your plans, whether it’s a remodel or consolidating debt.

Local lenders understand Virginia Beach homeowners and offer flexible options with quick funding. Start comparing today to secure a smart, affordable home line of equity loan tailored just for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
andrewsfcu
5.74 %
20 Yrs
95 %
abnbfcu
5.75 - 7.24 %
2 - 15 Yrs
100 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
bayportcu
6.14 - 9.24 %
2 - 17 Yrs
100 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
mydccu
6.25 - 7 %
90 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Andrews Federal Credit Union has a Home Equity rate of 5.74% today, which is up from 5.49% seven, 30, and 60 days ago. The rate has stayed the same over the past two months before this increase. Abnb has a HELOC with an APR range of 5.75% to 7.24% today. This rate range is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Newport News Shipbuilding Employees has a Home Equity loan with an APR range of 6.14% to 9.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are also steady at 6.49% to 9.24% across all those time periods. Both products show no change in rates over the past three months.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupont Community has a Home Equity loan with an APR range of 6.25% to 7% today, unchanged from 7, 30, and 60 days ago. Their HELOC rate is 6.25% now, unchanged from both 7 and 30 days ago. Both products have steady rates over the past two months.

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Why compare Home Equity Loans in Virginia Beach, VA on LendMesh

If you’re exploring home equity loan options in Virginia Beach, VA, taking the time to compare multiple lenders on LendMesh can help you uncover better rates and more flexible terms. Every borrower’s situation is unique, so browsing different offers lets you find the best fit without pressure. Unlock your home’s value confidently by seeing a variety of competitive deals tailored to your needs.

To stay informed effortlessly, consider subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—whether it’s 4% or 5%—and we’ll notify you as soon as offers fall below that number. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, helping Virginia Beach homeowners stay ahead and seize the best opportunities for their home equity loans.

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