Home Equity Loans in Virginia Beach, VA

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
1stadvantage
6.49 - 7 %
20 Yrs
80 %
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
chartway
6.5 - 7 %
20 Yrs
90 %
mydccu
6.5 - 7.25 %
90 %
ecu
6.5 - 7.25 %
5 - 20 Yrs
dupaco
6.5 - 7.35 %
30 Yrs
75 %
veridiancu
6.5 - 8.25 %
nwfcu
6.5 - 8.75 %
100 %
myconsumers
6.5 - 9.99 %
5 - 20 Yrs
80 %
uvacreditunion
6.75 %
10 - 20 Yrs
80 %

Thinking about refinancing your home equity loan in Virginia Beach, VA? Compare offers from trusted local lenders to find low rates and terms that fit your budget. It’s easier than you think to unlock your home's value and save money.

Local credit unions in Virginia Beach know the community and offer fast, friendly service tailored to your needs. Whether you’re tackling renovations or consolidating debt, exploring your options here can help you get the best deal with less hassle.

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-OCT-04

Credit Union Loan Rates - Trends & Analysis:

1St Advantage has a Home Equity rate range of 6.49% to 6.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7% today, up from 6.75% thirty, sixty, and ninety days ago but unchanged from 7 and 30 days ago. University has a HELOC with an APR range of 6.5% to 17.99% today. This rate is the same as 7 days ago but higher than the 6.25% to 17.74% range from 30, 60, and 90 days ago. Chartway has a Home Equity rate of 6.5% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7% today, up from 6.75% at 7, 30, 60, and 90 days ago.

Dupont Community has a Home Equity rate range of 6.5% to 7.25% today, which is up from 6.25% to 7% over the past 7, 30, 60, and 90 days. Its HELOC rate is 6.5% now, also higher than the 6.25% seen during those same time frames. Both products show an increase compared to previous periods. Eastman has a Home Equity rate range of 6.5% to 7.25% today. Its HELOC rate range is 7% to 7.12% , which is higher than 90 days ago when it was 6.75% to 6.88% . The Home Equity rate shows no past data for comparison.

Dupaco Community has a HELOC with a 6.5% APR today, which is up from 6.25% seven days ago and higher than the 6.25% –6.75% range seen 30 and 60 days ago. Their Home Equity loan shows a range of 6.74% to 7.24% APR today. The HELOC rate is also above the 90–day range that started at 6.25% but went as high as 21% . Veridian's HELOC has an APR range of 6.5% to 8.25% today. This is up from 7 days ago when the range was 6.25% to 8% , and also higher than the rates from 30, 60, and 90 days ago, which were the same as 7 days ago.

Northwest has a HELOC with an APR range of 6.5% to 8.75% today, which is higher than 90 days ago when it was 6.25% to 8.5% . Their Home Equity loan has a fixed APR of 6.75% , up from 6.5% ninety days ago. Consumers has a HELOC with an APR range of 6.5% to 9.99% today. This is up from 6.25% to 9.75% seven, 30, 60, and 90 days ago. The rates have increased slightly compared to all those previous periods. University Of Va Community Cu has a HELOC with an APR range of 6.75% to 18% today. The minimum APR is the same as 30 days ago. There's no data for 7, 60, or 90 days ago to compare.

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Why compare Home Equity Loans in Virginia Beach, VA on LendMesh

If you’re exploring refinance equity loan options in Virginia Beach, VA, take your time to compare offers from multiple lenders on LendMesh. This simple step can help you uncover better rates and terms tailored to your needs without any pressure. By reviewing different deals, you empower yourself to make confident choices that unlock your home’s value on your terms.

Subscribe to LendMesh to receive personalized alerts that match your target rates, whether it’s 4%, 5%, or another goal. You’ll get timely notifications the moment offers dip below your set threshold, plus weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals. Join many Virginia Beach homeowners who trust LendMesh to stay informed and seize the best refinancing opportunities.

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