Home Equity Loans in Wheaton, MD

Looking to tap into your home’s value in Wheaton, MD? Compare the best HELOC deals tailored for local homeowners, offering flexible terms and competitive rates that make funding your next project simple and affordable.

Whether you're renovating or consolidating debt, finding the right home equity loan can unlock real savings and peace of mind. Explore your options today and get expert guidance that understands Wheaton’s unique community needs.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 7.24 %
10 Yrs
85 %
esfcu
6.25 - 7.75 %
15 Yrs
95 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
patriotfcu
6.49 - 7.49 %
90 %
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
20 Yrs
secumd
6.75 - 8.24 %
1 - 20 Yrs
90 %
ngfcu
6.75 - 8.865 %
20 Yrs
60 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago. Educational Systems has a Home Equity rate range of 6.25% to 6.99% today, unchanged from 60 days ago. Their HELOC rates are between 6.25% and 7.75% , unchanged from 60 days ago but higher than 90 days ago when the range started at 3.49% . Both products show steady rates compared to recent months.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Patriot has a HELOC with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods. State Employees Cu Of Maryland, Inc has a HELOC with rates ranging from 4.24% to 8.24% today. These rates are the same as 7, 30, and 90 days ago but lower than 60 days ago when the minimum rate was 6.19% . Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months.

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