Home Equity Loans in Philadelphia, PA

Looking for the best HELOC rates in Philadelphia, PA? Compare local home equity loan offers to find flexible terms that fit your budget and goals. Whether you’re renovating or consolidating debt, Philadelphia homeowners can unlock their home's value with confidence.

Get fast, friendly service from lenders who understand Philly’s unique needs. With competitive rates and expert guidance, tapping into your home’s equity has never been easier or more rewarding right here in Philadelphia.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
psfcu
7 %
10 - 25 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period. Polish & Slavic has a HELOC with a today's APR of 7% . This rate is up from 6.75% seven days ago and also higher than the rates from 30, 60, and 90 days ago, which were all 6.75% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

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