Home Equity Loans in Derry, PA 15627

Looking to tap into your home’s value in Derry, PA? Comparing home equity loan offers lets you find the best rates and terms tailored to your needs, whether it’s for remodeling, debt consolidation, or other big projects.

In Derry, local lenders understand the community and offer flexible financing options with quick approvals. Explore your home equity financing choices today and turn your house into the home of your dreams.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

4.99 - 7.99 %

15 Yrs

95 %

∞

4.99 - 8 %

5.1 - 20 Yrs

90 %

∞

5 - 7.5 %

20 Yrs

∞

5 - 8 %

20 Yrs

∞

5.24 - 6.75 %

5 - 15 Yrs

90 %

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.25 - 7 %

5 - 15 Yrs

∞

5.5 - 6.74 %

15 Yrs

80 %

∞

5.69 - 6.59 %

20 Yrs

90 %

∞

5.69 - 7.75 %

20 Yrs

90 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-01

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity loan with an APR range of 4.99% to 7.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 5.74% to 7.99% today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago when the top rate was 8.24% . Belco Community Credit Union has a Home Equity rate range of 4.99% to 5.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8% , also unchanged from 7, 30, and 60 days ago. Both products show no rate changes over these time periods.

Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and thirty days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to earlier periods. First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now.

Merck Sharp & Dohme has a Home Equity rate of 5.24% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates range from 6% to 6.75% , also unchanged compared to the past 7, 30, and 60 days. Both products have steady rates over the last two months. State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Erie has a Home Equity rate range of 5.25% to 7% today, unchanged from it was 7, 30, and 60 days ago. The rate range was lower 90 days ago, starting at 5.25% and going up to 6.25% . This means the top end of the range has increased since then, while the minimum rate stayed steady. Freedom has a Home Equity loan with an APR range of 5.5% to 6% , unchanged from 7, 30, and 60 days ago. Its HELOC rate is 6.74% , unchanged from 30 and 60 days ago. Both rates have stayed steady over the past few weeks.

Diamond has a HELOC with an APR range of 2.99% to 6.5% , which hasn't changed in the past 7, 30, 60, or 90 days. Its Home Equity loan shows a range of 5.69% to 6.59% today, with the top end slightly lower than 7 days ago but the same as 30 and 60 days ago. Pennsylvania State Employees has a Home Equity loan with an APR range of 5.69% to 7.49% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago when it was 5.94% to 7.74% . Their HELOC rate is 6.75% to 7.75% today, with no past data available for comparison.

🏦 Local Lenders in Derry, PA

DERRY AREA FEDERAL CREDIT UNION — 160 E 1ST AVE DERRY PA 15627

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Westmoreland County, PA

✅CALED CREDIT UNION

✅VALLEY 1ST COMMUNITY FEDERAL CREDIT UNION

✅NEW KENSINGTON MUNICIPAL FEDERAL CREDIT UNION

✅I U 7 CREDIT UNION

✅ALLEGKISKI POSTAL CREDIT UNION

✅CLEARVIEW FEDERAL CREDIT UNION

✅PENNTRAFFORD SCHOOL EMP CREDIT UNION

✅DERRY AREA FEDERAL CREDIT UNION

✅DERTOWN SCHOOL FEDERAL CREDIT UNION

✅FORT LIGONIER FEDERAL CREDIT UNION

✅VASCO FEDERAL CREDIT UNION

✅LATROBE FEDERAL CREDIT UNION

✅LESCO FEDERAL CREDIT UNION

✅PHEPLE FEDERAL CREDIT UNION

✅ELLIOTT COMMUNITY FEDERAL CREDIT UNION

✅NORWIN TEACHERS FEDERAL CREDIT UNION

✅FRANKLIN REGIONAL SCHOOLS FEDERAL CREDIT UNION

✅GAP CREDIT UNION

✅USX FEDERAL CREDIT UNION

✅STANWOOD AREA FEDERAL CREDIT UNION

✅MT PLEASANT AREA SCHOOL EMP FEDERAL CREDIT UNION

✅THE UNITED FEDERAL CREDIT UNION

✅HEMPFIELD AREA FEDERAL CREDIT UNION

✅GREATER LATROBE SCHOOLS FEDERAL CREDIT UNION

✅UALU 354 CREDIT UNION

✅GREENSBURG TEACHERS CREDIT UNION

✅FIRSTENERGY CHOICE FEDERAL CREDIT UNION

✅WESTMORELAND WATER FEDERAL CREDIT UNION

Compare other loan types in Derry, PA

Why compare Home Equity Loans in Derry, PA on LendMesh

If you’re exploring home equity financing in Derry, PA, taking the time to compare multiple lenders can uncover better rates and more flexible terms tailored to your needs. LendMesh makes it easy to browse a wide range of options, helping you find deals that fit your financial goals without any pressure. Keep comparing to make the most informed choice for unlocking your home’s value.

Consider subscribing to LendMesh for personalized alerts that keep you updated on the best home equity loan offers in Derry, PA. Just set your target rate, and we’ll notify you when deals fall below it. Receive expert insights, rate trends, and curated loan options weekly or monthly—delivered right to your inbox. Join thousands of borrowers staying ahead with LendMesh and never miss a great opportunity.

Customers are also interested in:

Home Equity Financing