Welcome to Valley 1st Community, a dedicated financial institution proudly serving its members since 1935. Located in the heart of Monessen, PA, we strive to empower our community with accessible financial solutions tailored to meet the unique needs of individuals and families. Under the leadership of CEO Michael Rochelle and Board President Mark Soboslai, our mission is to provide exemplary service and foster a sense of belonging among our members while upholding the values of trust and integrity. As a member-owned credit union, we prioritize your financial well-being and aim to make banking a seamless experience.

At Valley 1st Community, we understand the importance of modern banking tools in today's fast-paced world. That's why we offer robust online banking services and a user-friendly mobile application that allows you to manage your finances conveniently from anywhere. Our commitment to transparency is reflected in our provision of e-statements and secure transactions. Furthermore, all deposits are insured by NCUA since January 26, 1971, ensuring that your hard-earned money is protected. We invite you to explore our range of services—from auto loans and mortgage refinancing to personal loans and business banking—by visiting us at https://www.valley1st.org/ or reaching out via fax at 7246844133. Join us today, and experience the difference of being part of a community-focused financial institution where you come first.

At Valley 1st Community, we understand that managing your finances is crucial for achieving both daily stability and long-term goals. That's why we offer a comprehensive suite of services designed to support our members every step of the way. From personal banking solutions such as checking and savings accounts to specialized offerings like auto loans, mortgage refinancing, and credit cards with rewards, our diverse financial products cater to a wide range of needs. Whether you're looking to consolidate debt or secure financing for your small business through our merchant services, we have the resources to help you succeed.

In today’s digital age, convenience is key. Our online banking platform enables members to manage their accounts effortlessly from anywhere, while our mobile application ensures you have access to essential banking features right at your fingertips. Though we currently do not offer person-to-person transfers or mobile payments, our commitment to providing e-statements allows for seamless tracking of your finances. For those curious about membership eligibility or interested in comparing loan rates, you can easily find more information by visiting and https://www.lendmesh.com/loans/mortgage_loans . If you have questions or require personal assistance, feel free to reach out via fax at (724) 684-4133. At Valley 1st Community, we're here to empower you on your financial journey.

Valley 1st Community Federal Credit Union stands out as a trusted and valuable financial partner, deeply rooted in the community since its inception in 1935. With a robust total membership of 7,244, it reflects the strong relationships built over decades. The credit union boasts impressive total assets amounting to 97,022,481, showcasing its financial stability and commitment to serving its members effectively.

The net worth of 22,781,377 further underlines Valley 1st Community's solid foundation, ensuring that it can meet the diverse financial needs of its members. Although there is no reported net income at this time, the credit union's focus remains on providing exceptional service rather than maximizing profit. Total deposits reaching 6,763,810 signify the trust placed by members, who know their savings are in safe hands.

Valley 1st Community has an extensive portfolio with total loans and leases amounting to 6,909. This diverse range of lending options includes auto loans, with a notable volume of 4,296 that cater to individuals looking to finance their vehicles while also offering credit card services with a loan volume of 2,713. The emphasis on personal banking solutions illustrates the credit union's dedication to meeting everyday financial needs.

Employing a dedicated team of 21 professionals, Valley 1st Community is committed to delivering personalized service and building lasting relationships with each member. The impressive net worth ratio of 2,348 indicates strong capital adequacy, ensuring that the institution remains resilient and capable of weathering economic fluctuations.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those seeking tailored financial solutions, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.