Home Equity Loans in Miller Place, NY 11764

Looking for the best HELOC rates in Miller Place, NY? Compare offers from trusted lenders to find flexible terms that fit your budget and goals. Whether you’re tackling home improvements or consolidating debt, now’s the time to unlock your home’s value with confidence.

Local homeowners know that finding the right home equity line means more than just low rates—it’s about service you can trust. Explore competitive options tailored for Miller Place residents and get expert support every step of the way, making your borrowing experience simple and stress-free.

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APR

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5 - 6.25 %

5 - 25 Yrs

90 %

∞

5 - 8 %

20 Yrs

∞

5.24 - 6.75 %

15 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.65 - 7.75 %

15 Yrs

∞

5.7 - 6.25 %

15 Yrs

80 %

∞

5.74 - 7.24 %

0.1 - 1.7 Yrs

80 %

∞

5.75 - 6.5 %

7 Yrs

80 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 6.25 %

1 - 15 Yrs

100 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Broadview has a HELOC with an APR range of 3.99% to 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now.

Empower has a Home Equity rate range of 5.24% to 6.24% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is 6.75% now and has not changed from 7, 30, or 60 days ago. Both products show steady rates over the past three months. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

The Summit has a Home Equity rate range of 5.65% to 7.6% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the minimum was 5.45% . Its HELOC rates are 6.75% to 7.75% , steady compared to the past 7, 30, and 60 days, but up from 3.45% ninety days ago. North Country has a HELOC with an APR range of 5.7% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the top of the range was 6.25% .

First Source has a HELOC with an APR range of 2.99% to 6.5% , unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 4.74% to 7.24% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Hudson Valley has a Home Equity rate range of 5.75% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.5% now and has not changed from 7, 30, or 60 days ago, but it was lower and more varied 90 days ago at 4.5% to 7% .

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Sidney has a HELOC with a 4.99% APR that hasn't changed in the last 7, 30, or 90 days. Its Home Equity loan shows a rate range of 5.99% to 6.25% today, the same as 7 and 30 days ago but lower than 60 days ago when the range was 6.03% to 6.28% .

🏦 Local Lenders in Miller Place, NY

SUFFOLK FEDERAL CREDIT UNION — 691 ROUTE 25A MILLER PLACE NY 11764

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🏘️ All the Lenders Available in Suffolk County, NY

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