Home Equity Loans in Islandia, NY

Looking for the best equity line of credit interest rates in Islandia, NY? Start here to compare trusted local lenders offering flexible terms and competitive rates tailored to your needs. Whether you’re planning home improvements or consolidating debt, we help you find the right fit.

Islandia homeowners deserve clear options and fast funding without the hassle. Explore your home’s value with confidence and see how a home equity line can unlock financial freedom right here in Suffolk County. Friendly experts are ready to support you every step of the way.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
broadviewfcu
5 - 6.25 %
5 - 25 Yrs
90 %
firsttechfed
5 - 8 %
20 Yrs
empowerfcu
5.24 - 6.75 %
15 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
summitfcu
5.65 - 7.75 %
15 Yrs
northcountry
5.7 - 6.25 %
15 Yrs
80 %
fsource
5.74 - 7.24 %
0.1 - 1.7 Yrs
80 %
hvcu
5.75 - 6.5 %
7 Yrs
80 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
sfcuonline
5.99 - 6.25 %
1 - 15 Yrs
100 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Broadview has a HELOC with an APR range of 3.99% to 6.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now.

Empower has a Home Equity rate range of 5.24% to 6.24% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is 6.75% now and has not changed from 7, 30, or 60 days ago. Both products show steady rates over the past three months. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

The Summit has a Home Equity rate range of 5.65% to 7.6% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the minimum was 5.45% . Its HELOC rates are 6.75% to 7.75% , steady compared to the past 7, 30, and 60 days, but up from 3.45% ninety days ago. North Country has a HELOC with an APR range of 5.7% to 6.25% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the top of the range was 6.25% .

First Source has a HELOC with an APR range of 2.99% to 6.5% , unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 4.74% to 7.24% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Hudson Valley has a Home Equity rate range of 5.75% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.5% now and has not changed from 7, 30, or 60 days ago, but it was lower and more varied 90 days ago at 4.5% to 7% .

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Sidney has a HELOC with a 4.99% APR that hasn't changed in the last 7, 30, or 90 days. Its Home Equity loan shows a rate range of 5.99% to 6.25% today, the same as 7 and 30 days ago but lower than 60 days ago when the range was 6.03% to 6.28% .

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