Home Equity Loans in Centereach, NY

Looking to tap into your South Setauket home’s value? Compare home equity loan offers tailored for local homeowners, with competitive rates and flexible repayment plans that fit your needs.

Whether you’re planning renovations or consolidating debt, find the right home equity line in South Setauket, NY that combines fast funding with expert guidance from lenders who know the community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
broadviewfcu
5 - 6.25 %
5 - 25 Yrs
90 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
empowerfcu
5.24 - 6.75 %
15 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
summitfcu
5.65 - 7.75 %
15 Yrs
∞
northcountry
5.7 - 6.25 %
15 Yrs
80 %
∞
fsource
5.74 - 7.24 %
0.1 - 1.7 Yrs
80 %
∞
hvcu
5.75 - 6.5 %
7 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
sfcuonline
5.99 - 6.25 %
1 - 15 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Broadview has a HELOC with an APR range of 3.99% to 6.25% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

Empower has a Home Equity rate range of 5.24% to 6.24% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is 6.75% and has not changed compared to 7, 30, and 60 days ago. Both products show stable rates over the past three months. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

The Summit has a Home Equity rate range of 5.65% to 7.6% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the minimum was 5.45% . Its HELOC rates are 6.75% to 7.75% , steady compared to the past 7, 30, and 60 days, but up from 3.45% ninety days ago. North Country has a HELOC with an APR range of 5.7% to 6.25% today, unchanged from 7, 30, and 60 days ago. The rate is lower than it was 90 days ago when the top of the range was 6.25% .

First Source has a HELOC with an APR range of 2.99% to 6.5% , unchanged from 7 and 30 days ago. Its Home Equity loan shows a range of 4.74% to 7.24% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 6.49% . The 90–day range was higher at 5.74% to 7.24% . Hudson Valley has a Home Equity rate range of 5.75% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.5% now and has not changed from 7, 30, or 60 days ago, but it was lower and more varied 90 days ago at 4.5% to 7% .

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Sidney has a HELOC with a 4.99% APR that hasn't changed in the last 7, 30, or 90 days. Its Home Equity loan shows a rate range of 5.99% to 6.25% today, the same as 7 and 30 days ago but lower than 60 days ago when the range was 6.03% to 6.28% .

🏦 Local Lenders in Centereach, NY

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🏘️ All the Lenders Available in Suffolk County, NY

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