Home Equity Loans in Oakland, ME

Looking for the best HELOC rates in Oakland, ME? Compare local lenders to find flexible terms and competitive offers that fit your budget. Whether it's home improvements or consolidating debt, tapping into your home’s equity has never been easier.

Oakland homeowners trust trusted credit unions and banks for quick funding and personalized service. Start exploring your options today and make the most of your home’s value with a simple, straightforward loan process tailored to your needs.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
5 - 7.5 %
20 Yrs
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
lighthousecu
5.89 - 7.49 %
3 - 15 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
deereemployeescu
5.99 - 6.49 %
10 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 7.24 %
10 Yrs
85 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 6.5% . Its HELOC rates are between 6.75% and 6.88% , unchanged from 7 and 30 days ago, but up from 60 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , which is unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Their HELOC rate is steady at 6.25% with no change over the past 7, 30, 60, or 90 days. Lighthouse has a Home Equity loan with an APR range of 5.89% to 7.49% , unchanged from it was 7, 30, and 60 days ago. Its HELOC rates are between 6.75% and 7% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago when it was 5.49% –6.24% . The Solar loan rate is the same as Home Equity, also steady from 7 days ago and up from 30 and 60 days ago. Their HELOC rate is 6.22% , unchanged from 7 and 30 days ago but up from 6% at 30 and 60 days. Empeople's Home Equity loan has a today APR range of 5.99% to 6.49% , which is lower than the 6.24% to 6.49% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those previous periods.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months.

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with a minimum APR of 6.25% today, which is steady compared to 7 and 30 days ago when the range was 6.25% to 6.75% . The 60–day rate was also 6.25% , and the 90–day range was much wider, from 6.25% to 21% . Their Home Equity loan shows a range of 6.74% to 7.24% today, the same as it was 90 days ago.

🏦 Local Lenders in Oakland, ME

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Kennebec County, ME

Compare other loan types in Oakland, ME

Why compare Home Equity Loans in Oakland, ME on LendMesh

If you’re searching for the best HELOC rates in Oakland, ME, it’s a smart move to keep comparing lenders on LendMesh. Exploring multiple options helps you find better deals and more affordable rates tailored to your needs. Take your time reviewing terms and offers so you can confidently unlock your home’s value with a home equity loan or line of credit that fits your goals.

Consider subscribing to LendMesh for personalized alerts designed just for Oakland borrowers. Set your target rate, like 5% or 4%, and get notified immediately when offers fall below your preferred threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, you’ll stay informed and ready to act on the best opportunities to finance your next project or consolidate debt.

Customers are also interested in:

Heloc Rates Best