Welcome to winthrop-area, where we have proudly served our community since 1937. Located in the heart of Winthrop, ME, our mission is to empower individuals and families through accessible financial services tailored to their unique needs. Under the leadership of CEO JEFFREY SEGUIN and Board President PENNY PRAY, we are committed to providing exceptional service that prioritizes the well-being of our members, including military families, by fostering a culture of trust and community engagement.

As a federally insured institution since 4/27/1971 0:00, you can rest assured that your deposits are secure with us. We embrace modern banking innovations, offering convenient services such as online banking, a mobile application for on-the-go access, person-to-person transfers, e-statements for easy tracking, and more. While we focus on delivering reliable financial solutions, we also maintain an approachable atmosphere where every member feels valued. For more information about our services or to get in touch, visit our website at https://winthropcreditunion.org/ or reach us by fax at (207) 377-2767. Join us at winthrop-area—your trusted partner in financial growth and empowerment.

At winthrop-area, we are dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of our members in the Winthrop area. Our offerings include everything from personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgage financing, and credit cards with rewards. We understand that managing everyday finances can be challenging, which is why we also provide business banking options, including merchant services and business loans, to help local entrepreneurs thrive. With our online banking platform and user-friendly mobile application, you can effortlessly access your accounts, transfer money with Person-to-Person Transfers, and view your e-statements anytime, anywhere.

We recognize the importance of planning for life’s milestones—whether it’s purchasing a new vehicle or securing a home loan—and we strive to empower our members with the tools they need to succeed. Our digital services ensure that you have the flexibility to manage your finances on your own terms while enjoying peace of mind with every transaction. Plus, if you're considering a loan or looking for competitive rates, our partnership with platforms like https://www.lendmesh.com/loans/vehicle_loans allows you to compare options easily. If you're interested in becoming a member or learning more about eligibility requirements, please visit for more information. Our friendly team is always here to assist you; feel free to reach out at (207) 377-2767 for personalized support as you navigate your financial journey with us.

At Winthrop Area Credit Union, we pride ourselves on being a trusted financial partner for our community, and our impressive metrics reflect that commitment. With a robust Total Membership of 7,919, we have cultivated a strong and loyal member base that relies on us for their financial needs. Our Total Assets amount to 93,279,967, showcasing our stability and the trust placed in us by our members. This trust is further exemplified by our Net Worth of 10,517,570, which speaks volumes about our financial health and resilience.

Our dedication to serving our members is evident in our substantial Total Deposits of 15,900,018 and the significant volume of Total Loans and Leases, which stands at 3,150. These figures not only highlight our capacity to support individual financial goals but also underline our role in fostering economic growth within the community. Despite the challenges that many financial institutions face, we have maintained a prudent approach to lending, reflected in our zero Total Borrowings, allowing us to operate with transparency and integrity.

The strength of Winthrop Area Credit Union is not just in numbers; it's also in the people who drive our success. Our team of Total Employees, numbering 15, is dedicated to providing personalized service and expert guidance, ensuring that each member's experience is exceptional. We take pride in having a solid Net Worth Ratio of 1,128, indicating that we are well-capitalized and prepared to meet the needs of our members today and into the future.

Moreover, with a diverse portfolio including a Credit Card Loan Volume of and an impressive Auto Loan Volume totaling 2,892, we offer tailored solutions designed to fit various financial needs. Our focus remains on empowering our members through responsible lending practices while maintaining a commitment to service excellence.

We invite you to explore how Winthrop Area Credit Union can be your reliable financial partner. For performance insights and detailed financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.