Home Equity Loans in Monmouth, ME

Looking to tap into your home’s value in Monmouth, ME? Compare local home equity loan offers to find the best rates and terms that fit your needs. Whether it’s for remodeling or paying off debt, you can unlock your equity with confidence.

Our Monmouth neighbors enjoy quick, friendly service tailored to their goals. Explore flexible loan options that make funding easy and affordable—helping you make the most of your home’s potential right here in your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
5 - 7.5 %
20 Yrs
50 %
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
lighthousecu
5.89 - 7.49 %
3 - 15 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
deereemployeescu
5.99 - 6.49 %
10 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 6.75 %
75 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-07

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and 30 days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to previous periods. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Lighthouse has a Home Equity loan with an APR range of 5.89% to 7.49% , unchanged from it was 7, 30, and 60 days ago. Its HELOC rates are between 6.75% and 7% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Affinity Plus has a Home Equity APR range of 5.9% to 6.39% , unchanged from 7 and 30 days ago but higher than 30 and 60 days ago when it was 5.49% to 6.24% . The HELOC rate is 6.22% , steady from 7 days ago and up from 6% a month or two ago. The Improvement loan APR is between 7.66% and 8.47% , also unchanged from last week but up from 7.24% to 8.24% 30 and 60 days Empeople's Home Equity loan has a today APR range of 5.99% to 6.49% , which is lower than the 6.24% to 6.49% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those previous periods.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months.

University has a HELOC with an APR range of 6.25% to 17.74% today, unchanged from 7, 30, and 60 days ago. The rate range is higher than it was 90 days ago, when the minimum APR started at 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago.

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Why compare Home Equity Loans in Monmouth, ME on LendMesh

If you’re in Monmouth, ME, exploring home equity options, take your time comparing lenders on LendMesh. Finding the right deal with flexible terms and competitive rates can make a real difference. Keep an eye on multiple offers so you can unlock your home’s value with confidence, whether it’s for renovations or consolidating debt. There’s no rush—better options often come to those who look around thoughtfully.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate, whether it’s 4% or 5%. You’ll receive timely notifications the moment rates fall below your chosen threshold, along with weekly or monthly updates full of expert insights, market trends, and carefully selected loan deals. Join many Monmouth homeowners who trust LendMesh to stay informed and seize the best opportunities as they arise.

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