Home Equity Loans in Johnston, RI

Discover how much current equity you have in your Johnston, RI home and turn it into cash for your needs. Whether you’re planning renovations or want to simplify your debt, tapping into your home’s value is easier than you think.

Compare home equity loan offers from trusted local lenders who understand Johnston’s market. Find flexible terms, competitive rates, and quick funding to help you reach your financial goals with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
mvcu
6.5 - 8.25 %
20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
greenwoodcu
6.99 - 7.74 %
5 - 20 Yrs
80 %
∞
navigantcu
7.25 - 7.5 %
1 - 15 Yrs
80 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% . Merrimack Valley has a Home Equity loan with an APR range of 6.5% to 8.25% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.75% , also unchanged from 7, 30, and 90 days ago. Both products show steady rates over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% . Greenwood's HELOC rate is 5.74% today, the same as it was 7 and 30 days ago. Its Home Equity loan rate ranges from 6.99% to 7.74% , with no change compared to 7, 30, or 60 days ago. Navigant has a HELOC with a 5.75% APR today. Its Home Equity loan rates range from 7.25% to 7.5% , which have stayed the same compared to 7, 30, 60, and 90 days ago. Both products show no change in rates over the past three months.

Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7 and 30 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7 and 30 days ago but higher than 90 days ago when the range was 4.99% to 7.51% .

🏦 Local Lenders in Johnston, RI

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Why compare Home Equity Loans in Johnston, RI on LendMesh

If you’re exploring the current equity in Johnston, RI, take your time comparing offers from multiple lenders on LendMesh. Finding the right home equity loan or line of credit can make a big difference in your rate and terms. By reviewing a variety of options, you’ll discover deals that suit your needs without feeling rushed or pressured. Keep your options open and make the most of your home’s value with confidence.

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