Home Equity Loans in Melrose, MA 02176

Looking for the best HELOC rates today in Melrose, MA? Comparing local home equity offers can help you find flexible terms that fit your budget and goals. Whether it’s a kitchen upgrade or consolidating debt, the right loan makes all the difference.

Melrose homeowners trust local lenders who understand the community and offer fast, friendly service. Start comparing today to unlock your home’s potential with confidence and ease. Your perfect HELOC is just a few clicks away.

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APR

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6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.375 - 7.5 %

5 - 30 Yrs

80 %

∞

6.5 %

80 %

∞

6.5 - 6.75 %

15 - 20 Yrs

80 %

∞

6.5 - 8.125 %

5 - 20 Yrs

90 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.74 %

1 - 15 Yrs

80 %

∞

6.75 %

10 - 20 Yrs

85 %

∞

6.75 - 7 %

∞

6.75 - 7.49 %

2 - 20 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Rockland's Home Equity loan has an APR range of 6.38% to 7.5% today, unchanged from it was 7, 30, and 60 days ago. The rate is slightly lower than it was 90 days ago when the top of the range was 7.75% . Coastal1 has a HELOC with an APR range of 5.99% to 6.5% today. This is higher than 7, 30, and 60 days ago when the top rate was 6.25% , but lower than 90 days ago when the rate was 6.25% . The minimum APR stayed the same compared to all those times.

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Harvard has a HELOC with a minimum APR of 6.74% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it stayed steady at 6.49% . The increase shows a change after a period of no movement. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Nesc Credit Union's HELOC rates today range from 5.99% to 6.75% , with the upper end higher than 7, 30, and 60 days ago but up from 90 days ago. Their Home Equity rates are 6.99% to 7.49% , which is up from the 6.49% to 6.99% range seen over the past 7, 30, 60, and 90 days.

🏦 Local Lenders in Melrose, MA

METRO CREDIT UNION — 138 MAIN ST MELROSE MA 02176

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