Home Equity Loans in Somerville, MA

If you’re in Somerville, MA, and thinking about tapping into your home’s value, now’s the perfect time to explore home equity loan options. Comparing local lenders helps you find great rates and terms that fit your budget and goals.

Whether you’re planning a remodel or consolidating debt, Somerville homeowners deserve clear, friendly guidance. See how different offers stack up so you can choose a loan that feels right for you and your family.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
rfcu
3 - 7.5 %
5 - 30 Yrs
80 %
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
jdcu
5.75 - 6.75 %
20 Yrs
80 %
∞
websterfirst
5.75 - 8.5 %
15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
nescfcu
5.99 %
2 Yrs
∞
scucu
5.99 - 7.75 %
1 - 25 Yrs
80 %
∞
bcu
6 - 6.75 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-17

Credit Union Loan Rates - Trends & Analysis:

Rockland's HELOC has a 3% APR today, the same as 30 days ago. Its Home Equity loan rates range from 6.38% to 7.5% APR, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when the top rate was 7.75% . Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% now, unchanged from 7 and 30 days ago but lower than 60 days ago and slightly higher than 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range is much lower now, dropping from 18% to 6.75% . Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan APR range is 6.5% to 8.5% , also unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when the minimum was 6.61% .

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Nesc Credit Union has a HELOC with a minimum APR of 5.99% today, unchanged from 7, 30, and 60 days ago. The rate range was wider in those past periods, from 5.99% to 6.5% . Compared to 90 days ago, today's minimum APR is higher since it was 4.99% back then.

Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

🏦 Local Lenders in Somerville, MA

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If you’re searching for the best home equity loan in Somerville, MA, it’s worth exploring multiple lenders to find the most competitive rates and terms that fit your needs. Using LendMesh, you can easily compare options side-by-side, helping you unlock your home’s value with confidence. Taking the time to review different offers ensures you won’t miss out on better deals or more flexible loan options tailored to your goals.

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