Home Equity Loans in Cambridge, MA 02142

Looking for fixed home equity loan rates in Cambridge, MA? Compare offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether you’re planning renovations or consolidating debt, securing a fixed rate gives you peace of mind and predictable payments.

Cambridge homeowners have plenty of options to tap into their home’s value with confidence. Explore competitive rates and fast funding from community-focused lenders who understand the local market and prioritize your financial well-being. Start comparing today to make the most of your home equity.

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APR

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6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.375 - 7.5 %

5 - 30 Yrs

80 %

∞

6.5 %

80 %

∞

6.5 - 6.75 %

15 - 20 Yrs

80 %

∞

6.5 - 8.125 %

5 - 20 Yrs

90 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.74 %

1 - 15 Yrs

80 %

∞

6.75 - 7 %

∞

6.75 - 7.49 %

2 - 20 Yrs

80 %

∞

6.75 - 8.25 %

20 Yrs

90 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Rockland has a Home Equity loan with an APR range of 6.38% to 7.5% today. This rate is the same as it was 7 days and 60 days ago. No changes have been seen in the past month or three months for this product. Coastal1 has a HELOC with an APR range of 5.99% to 6.5% today. This is higher than 7, 30, and 60 days ago when the top rate was 6.25% , but lower than 90 days ago when the rate was 6.25% . The minimum APR stayed the same compared to all those times.

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Usalliance has a Home Equity loan with an APR range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes.

Harvard has a HELOC with a minimum APR of 6.74% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it stayed steady at 6.49% . The increase shows a change after a period of no movement. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. Nesc Credit Union's HELOC rates today range from 5.99% to 6.75% , with the upper end higher than 7, 30, and 60 days ago but up from 90 days ago. Their Home Equity rates are 6.99% to 7.49% , which is up from the 6.49% to 6.99% range seen over the past 7, 30, 60, and 90 days.

Merrimack Valley has a Home Equity rate range of 6.75% to 8.25% today, which is up from 6.5% to 8.25% seven, 30, 60, and 90 days ago. Its HELOC rates are 7% to 8% now, also higher than the 6.75% to 7.75% range seen seven, 30, and 60 days ago.

🏦 Local Lenders in Cambridge, MA

TRANSPORTATION FEDERAL CREDIT UNION — 220 BINNEY ST CAMBRIDGE MA 02142

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Home Equity Loan Rates Fixed