Home Equity Loans in Boston, MA

Looking for the lowest home equity loan rates in Boston, MA? Compare trusted local lenders to find flexible loans that fit your budget and goals. Whether it’s home upgrades or debt consolidation, Boston homeowners can unlock cash with confidence.

Our community lenders offer personalized guidance and fast funding to help you make the most of your home’s value. Start comparing rates today and take the first step toward smarter borrowing in Boston.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
jdcu
5.75 - 6.75 %
20 Yrs
80 %
∞
websterfirst
5.75 - 8.5 %
15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
coastal1
6.25 %
∞
scucu
6.25 %
1 - 10 Yrs
80 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This is the same as 7 and 90 days ago but lower than the 30–day and 60–day ranges, which were 5.75% to 18% and 4.5% to 18% , respectively. The rate range has narrowed compared to those earlier periods. Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6.5% to 8.5% , unchanged from 7 and 30 days ago but slightly lower than 60 and 90 days ago.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Coastal1 has a HELOC with an APR range of 5.99% to 6.25% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when the minimum was 6.25% . The APR returned to the 5.99% to 6.25% range after 90 days. Sharon & Crescent United has a HELOC with an APR range of 5.99% to 6.25% today. This rate is the same as it was 7 days ago, but much lower than the 7–day–ago upper rate of 18% . No other time comparisons are available.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Boston, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Suffolk County, MA

✅MEMBERS PLUS CREDIT UNION
✅BOSTON FIREFIGHTERS CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅MOSES CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅NEW ENGLAND LEE FEDERAL CREDIT UNION
✅ALPHA CREDIT UNION
✅CHEYENNELARAMIE COUNTY EMPLOYEES CREDIT UNION
✅TREMONT CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅SYMPHONY FEDERAL CREDIT UNION
✅CITY OF BOSTON CREDIT UNION
✅METRO 66364 CREDIT UNION
✅TAUPA LITHUANIAN FEDERAL CREDIT UNION
✅MASS BAY CREDIT UNION
✅ALBRIGHT CREDIT UNION
✅NEW ENGLAND TEAMSTERS FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅ENERGY CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅FIRST PRIORITY 66593 CREDIT UNION
✅CHELSEA EMPLOYEES FEDERAL CREDIT UNION
✅REVERE FIREFIGHTERS FEDERAL CREDIT UNION
✅ST JEANS CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BOSTON CUSTOMS FEDERAL CREDIT UNION
✅600 ATLANTIC FEDERAL CREDIT UNION

Compare other loan types in Boston, MA

Why compare Home Equity Loans in Boston, MA on LendMesh

If you’re searching for the lowest home equity loan rates today in Boston, MA, it’s a smart move to keep comparing lenders on LendMesh. Exploring multiple options can help you uncover better deals and more affordable rates tailored to your needs. Take your time to review offers and find the right fit for unlocking your home’s value with confidence and ease.

Consider subscribing to LendMesh’s alerts to stay informed without the hassle. Simply set your target rate, and we’ll notify you as soon as lenders drop below that threshold. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and carefully selected loan deals—helping Boston homeowners like you make smarter borrowing decisions and never miss out on the best opportunities.

Customers are also interested in:

Lowest Home Equity Loan Rates Today