Home Equity Loans in Boston, MA

Looking for the lowest home equity loan rates in Boston, MA? Compare trusted local lenders to find flexible loans that fit your budget and goals. Whether it’s home upgrades or debt consolidation, Boston homeowners can unlock cash with confidence.

Our community lenders offer personalized guidance and fast funding to help you make the most of your home’s value. Start comparing rates today and take the first step toward smarter borrowing in Boston.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
rfcu
6.375 - 7.5 %
5 - 30 Yrs
80 %
∞
harvardfcu
6.49 %
1 - 15 Yrs
80 %
∞
nescfcu
6.49 - 6.99 %
2 - 15 Yrs
80 %
∞
usalliance
6.5 - 8.125 %
5 - 20 Yrs
90 %
∞
mvcu
6.5 - 8.25 %
20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Rockland has a Home Equity APR range of 6.38% to 7.5% today, unchanged from 7 and 30 days ago. The rate range hasn't changed since then, but it was slightly lower at the top end 90 days ago, at 7.38% .

Harvard has a HELOC with a minimum APR of 6.49% today, unchanged from 7 and 30 days ago. This rate is higher than the range of 5.99% to 6.49% seen 60 and 90 days ago. The rate has stayed steady recently after rising from the lower range earlier. Nesc Credit Union has a HELOC with an APR range of 5.99% to 6.5% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the range started at 4.99% . Their Home Equity loan shows an APR range of 6.49% to 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days.

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Merrimack Valley has a Home Equity loan with an APR range of 6.5% to 8.25% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 6.75% to 7.75% , also unchanged from 7, 60, and 90 days ago. Both products have steady rates over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

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