Home Equity Loans in Winchester, MA 01890

Looking for the best line of credit in Winchester, MA? Comparing home equity loan offers lets you find great rates and flexible terms tailored to your needs, so you can confidently invest in your home’s future.

Whether you’re planning a remodel or consolidating debt, local lenders in Winchester provide personalized service and fast funding. Start comparing today to unlock your home’s full potential with ease.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

6.25 - 6.75 %

75 %

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.375 - 7.5 %

5 - 30 Yrs

80 %

∞

6.49 %

1 - 15 Yrs

80 %

∞

6.49 - 6.99 %

2 - 15 Yrs

80 %

∞

6.5 - 8.125 %

5 - 20 Yrs

90 %

∞

6.5 - 8.25 %

20 Yrs

90 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.75 %

10 - 20 Yrs

85 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Rockland has a Home Equity APR range of 6.38% to 7.5% today, unchanged from 7 and 30 days ago. The rate range hasn't changed since then, but it was slightly lower at the top end 90 days ago, at 7.38% . Harvard has a HELOC with a minimum APR of 6.49% today, unchanged from 7 and 30 days ago. This rate is higher than the range of 5.99% to 6.49% seen 60 and 90 days ago. The rate has stayed steady recently after rising from the lower range earlier. Nesc Credit Union has a HELOC with an APR range of 5.99% to 6.5% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the range started at 4.99% . Their Home Equity loan shows an APR range of 6.49% to 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days.

Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7 and 90 days ago but slightly lower than 30 days ago when the top rate was 8.26% . The rate also matches the level from 60 days ago. Merrimack Valley has a Home Equity loan with an APR range of 6.5% to 8.25% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC shows an APR range of 6.75% to 7.75% , also unchanged from 7, 60, and 90 days ago. Both products have steady rates over the past three months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

🏦 Local Lenders in Winchester, MA

MEMBERS PLUS CREDIT UNION — 63 SHORE RD WINCHESTER MA 01890

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Middlesex County, MA

✅IC CREDIT UNION

✅WORKERS FEDERAL CREDIT UNION

✅DIGITAL FEDERAL CREDIT UNION

✅HANSCOM FEDERAL CREDIT UNION

✅ALIGN CREDIT UNION

✅ST MARYS CREDIT UNION

✅METROWEST COMMUNITY FEDERAL CREDIT UNION

✅METRO 66364 CREDIT UNION

✅COMMON TRUST FEDERAL CREDIT UNION

✅WEBSTER FIRST FEDERAL CREDIT UNION

✅BURLINGTON MUNICIPAL EMPLOYEES 14865 CREDIT UNION

✅BAXTER CREDIT UNION

✅MERRIMACK VALLEY CREDIT UNION

✅JEANNE DARC CREDIT UNION

✅USALLIANCE FEDERAL CREDIT UNION

✅BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION

✅PATHWAY CREDIT UNION

✅MILLS42 FEDERAL CREDIT UNION

✅LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅TEWKSBURY FEDERAL CREDIT UNION

✅LOWELL FIREFIGHTERS CREDIT UNION

✅STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅MIDDLESEXESSEX POSTAL EMPLOYEES CREDIT UNION

✅MEMBERS PLUS CREDIT UNION

✅TRANSPORTATION FEDERAL CREDIT UNION

✅MALDEN FEDERAL CREDIT UNION

✅CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION

✅HARVARD FEDERAL CREDIT UNION

✅SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION

✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION

✅MASS BAY CREDIT UNION

✅HEALTH ALLIANCE FEDERAL CREDIT UNION

✅SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION

✅RIVER WORKS CREDIT UNION

✅NAVEO CREDIT UNION

✅SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION

✅MASS INSTITUTE OF TECH CREDIT UNION

✅MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅LEXINGTON MA FEDERAL CREDIT UNION

✅WATERTOWN MUNICIPAL CREDIT UNION

✅BELMONT MUNICIPAL FEDERAL CREDIT UNION

✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

Compare other loan types in Winchester, MA

Why compare Home Equity Loans in Winchester, MA on LendMesh

If you’re searching for the best line of credit in Winchester, MA, it pays to keep comparing lenders on LendMesh. Exploring multiple options helps you uncover better rates and more flexible terms tailored to your needs. Take your time to review offers side by side—finding the right fit can save you money and provide peace of mind for your financial goals.

Stay informed effortlessly by subscribing to LendMesh’s alert service. Simply set your target rate—whether it’s 4% or 5%—and receive timely notifications when offers drop below your desired threshold. Along with weekly or monthly updates, you’ll get expert insights and curated loan deals, helping Winchester borrowers like you stay ahead and seize the best opportunities as they arise.

Customers are also interested in:

Best Line Of Credit