Home Equity Loans in Worcester, MA

Looking to unlock your Worcester home's equity? Compare mortgage equity loan rates in Worcester, MA to find flexible options that fit your budget and goals. Whether for home improvements or consolidating debt, you deserve clear choices and competitive rates from lenders who understand your community.

Start your journey with confidence knowing local lenders offer personalized service and fast funding tailored to Worcester homeowners. Explore your options today and see how tapping into your home's value can help you achieve your financial plans with ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
dcu
5.25 - 7.75 %
20 Yrs
50 %
∞
jdcu
5.75 - 6.75 %
10 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
scucu
5.99 - 7.75 %
1 - 25 Yrs
80 %
∞
websterfirst
6 - 8.5 %
15 Yrs
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
dupaco
6.25 - 7.24 %
10 Yrs
∞
veridiancu
6.25 - 8 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Digital's Home Equity rates today range from 5.25% to 6.75% , which is up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rates are 6.25% to 7.75% today, also higher than 7 days ago but lower than the rates from 30, 60, and 90 days ago. Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This rate range is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range is much lower now, dropping from 18% to 6.75% .

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago.

Webster First has a HELOC with rates from 6% to 8.25% today, which is up from 5.75% to 8% seven, 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.5% to 8.5% compared to the past 7, 30, and 60 days, but the top rate was lower 90 days ago at 7.12% . Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

🏦 Local Lenders in Worcester, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Worcester County, MA

✅WORKERS FEDERAL CREDIT UNION
✅ATHOL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅GFA FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅IC CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅LEOMINSTER CREDIT UNION
✅MILLBURY FEDERAL CREDIT UNION
✅SOUTHBRIDGE CREDIT UNION
✅CENTRAL ONE FEDERAL CREDIT UNION
✅LEOMINSTER EMPLOYEES FEDERAL CREDIT UNION
✅ST MARYS CREDIT UNION
✅HOMEFIELD CREDIT UNION
✅SHREWSBURY FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅WORCESTER FIRE DEPT CREDIT UNION
✅WORCESTER POLICE DEPARTMENT FEDERAL CREDIT UNION
✅WORCESTER CREDIT UNION
✅ALLCOM CREDIT UNION

Compare other loan types in Worcester, MA

Why compare Home Equity Loans in Worcester, MA on LendMesh

If you’re exploring mortgage equity loan rates in Worcester, MA, taking the time to compare multiple lenders can help you find the best deals and save money. LendMesh makes it easy to browse offers side-by-side, so you can choose a loan that fits your financial goals without feeling rushed or pressured. Keep exploring to unlock the full potential of your home’s equity with confidence.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and you’ll receive instant notifications when offers dip below that mark. Along with weekly or monthly updates, you’ll get expert insights, rate trends, and curated loan deals tailored to borrowers in Worcester. Join thousands who trust LendMesh to stay ahead and seize the best opportunities on the market.