Home Equity Loans in Spencer, MA 01562

Looking to tap into your Spencer, MA home's value? Comparing home equity loan offers can help you find the best rates and flexible terms tailored to your needs. Whether it’s for home improvements or debt relief, starting here is a smart move.

Local lenders understand Spencer homeowners and offer fast, friendly service with clear guidance. See your options side-by-side to choose a loan that fits your budget and goals—making your home equity work for you has never been easier.

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APR

Term

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6.75 - 8.865 %

20 Yrs

60 %

∞

6.75 - 12.25 %

90 %

∞

6.865 - 10.615 %

20 Yrs

100 %

∞

6.89 - 10.49 %

5 - 20 Yrs

100 %

∞

7 %

10 - 20 Yrs

85 %

∞

7.25 %

∞

7.31 - 9.41 %

15 Yrs

80 %

∞

7.34 %

5 Yrs

70 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC has an APR range of 6.75% to 7.75% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period.

America First has a Home Equity loan with rates ranging from 6.89% to 10.49% today. Unchanged from 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady at 6.89% throughout this period. Pentagon's HELOC has a today APR range of 7% to 18% , which is up from 6.75% to 18% seven days ago. The rate is higher compared to 30, 60, and 90 days ago when the APR was 6.75% . Alliant's HELOC has a today's APR of 7.25% , which is higher than it was 60 and 90 days ago when it was 6.75% . There's no data for 7 or 30 days ago to compare.

Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Spencer, MA

WEBSTER FIRST FEDERAL CREDIT UNION — 118 W MAIN ST SPENCER MA 01562

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Why compare Home Equity Loans in Spencer, MA on LendMesh

If you’re exploring the best home equity options in Spencer, MA, it’s smart to keep comparing lenders on LendMesh. This way, you can uncover competitive rates and flexible terms that fit your unique needs. Taking a little extra time to shop around helps ensure you find the loan that unlocks your home’s value without overpaying.

Consider subscribing to LendMesh for personalized alerts tailored to Spencer borrowers like you. Simply set your target rate—whether it’s 5% or 4%—and receive notifications when offers dip below that mark. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you stay informed and confident in your home equity decisions.

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