Welcome to valley-financial, a trusted financial institution dedicated to serving our community since 1949. Located in the heart of Billings, MT, we pride ourselves on our mission to empower individuals and families through financial literacy, exceptional service, and a commitment to military members. Under the leadership of CEO Casey Klein and Board President Gabriel Briano, our cooperative values shine through every interaction, ensuring that your financial well-being is always our top priority.

At valley-financial, we understand the importance of accessibility and convenience in today's fast-paced world. That's why we offer modern banking tools designed with you in mind, including robust online banking services, a user-friendly mobile application, person-to-person transfers, and e-statements to keep your finances organized. As an NCUA-insured institution since 9/6/1985 0:00, you can trust that your deposits are safe and secure. We invite you to explore our services further at https://www.valleyfcu.com/ or reach out via fax at (406) 655-5085. Join us today and experience a member-first approach to banking that prioritizes your needs and aspirations.

At Valley Financial, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans for debt consolidation. For those looking to grow their businesses, we provide business banking services including merchant services and business loans. With our online banking platform and mobile application, managing your finances has never been easier. Members can take advantage of person-to-person transfers, e-statements, and enjoy the convenience of accessing their accounts anytime, anywhere.

In today’s fast-paced world, having access to reliable digital tools is essential for effective financial management. Our online banking features allow members to effortlessly keep track of their everyday banking needs while planning for significant life milestones or expanding small businesses. Whether you are saving for a new home or seeking competitive rates on loans, Valley Financial is here to support you every step of the way. Membership eligibility details can be found at , ensuring that everyone in our community has the opportunity to benefit from our tailored financial services. If you have questions or need personalized assistance, feel free to reach out to us at (406) 655-5085. We look forward to helping you achieve your financial goals!

Valley Financial has established itself as a trusted and valuable financial partner within the community, reflected in its robust performance metrics. With a total membership of 37,290, this credit union is committed to serving its members with personalized and accessible financial solutions. The impressive total assets of 496,997,591 underscore the stability and reliability that members can expect when they choose Valley Financial for their banking needs.

The institution's net worth stands at 56,801,239, showcasing its solid financial foundation and commitment to maintaining a secure environment for member deposits. In fact, the total deposits amount to 52,913,402, demonstrating the trust that members place in Valley Financial. This confidence is further highlighted by a strong net worth ratio of 1,142, indicating prudent management and fiscal responsibility.

In terms of growth and profitability, Valley Financial has achieved a net income of 3,794,458. This profitability allows the credit union to reinvest in services, ensuring that members receive top-notch banking experiences. Moreover, with a diverse portfolio including 22,334 loans and leases, alongside substantial auto loan volume reaching 22,922 and commercial loans totaling 87, it’s clear that Valley Financial is positioned to meet various financial needs effectively.

With a dedicated team of 121 employees, Valley Financial prioritizes exceptional customer service, ensuring that members receive personal attention and expert guidance tailored to their unique situations. By fostering an environment of transparency and community impact, Valley Financial continues to build lasting relationships with its members.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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