Valley Financial Credit Union Miles City MT | Quick Personal Loans & ATM Services

Introduction

Welcome to Valley Financial, your trusted partner in personal and business banking right here in Miles City, MT! Established in 1949, we have proudly served our community for over seven decades, building strong relationships with our 37,290 members. Located at 2513 Main St, Miles City, MT 59301, we are dedicated to providing exceptional financial services tailored to meet your needs. While members can visit us at our branch, please note that official correspondence should be sent to our mailing address: 1541 Custer Ave, Billings, MT 59102. At Valley Financial, we understand the importance of financial stability and growth. With total assets reaching an impressive $496,997,591 and total deposits of $52,913,402, we are well-equipped to support you through various financial journeys. Our commitment to the community goes beyond numbers. Under the leadership of CEO Casey Klein and Board President Gabriel Briano, our team of 121 employees is devoted to offering personalized banking experiences. From auto loans to mortgage refinancing and business banking solutions, we aim to empower you with the right tools for success. With a net worth of $56,801,239 and cash in hand amounting to $4,828,823, we prioritize your financial security while ensuring growth opportunities for all our members. Whether you're looking for a reliable checking account or need assistance with loans our doors are always open from 8 AM to 5 PM on weekdays. We invite you to explore what Valley Financial can do for you! Visit us today or call us at 406-234-5458 for any inquiries. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

Our commitment to community is evident in everything we do. We collaborate with local organizations and actively participate in initiatives that uplift those around us. From supporting local schools to contributing to food drives, Valley Financial is more than just a credit union; we're a proud member of the Miles City community. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership at Valley Financial where your financial well-being is our top priority. Reach out today at 406-234-5458 or visit our website at valleyfcu.com to learn more about how we can assist you in achieving your financial dreams. Together, let's build a brighter future!

Our Evolution

Valley Financial began with a simple mission: to provide accessible financial services that help our members achieve their goals. Over the decades, we have expanded our offerings while staying true to this core mission. Today, with total assets reaching an impressive $496,997,591, we continue to adapt to meet the evolving needs of our community. Our financial services include personal banking, auto loans, mortgages, and business banking solutions ensuring we are here for every step of your financial journey. While members can visit us at 2513 Main St, official correspondence should be sent to 1541 Custer Ave, Billings, MT 59102. This dual location allows us to serve you better while maintaining strong ties with our headquarters in Billings.

Our Mission

At Valley Financial, our mission goes beyond just providing financial products. We strive to foster a supportive environment where everyone feels valued and empowered. We believe in building lasting relationships with our members through personalized service and community outreach initiatives. Whether it's sponsoring local events or offering financial education workshops, we are dedicated to making a positive impact in Miles City. Our operating hours are convenient for you: Monday through Friday from 8 AM to 5 PM. We also offer drive-thru banking for quick transactions when you're on the go. While we currently do not have ATM availability on-site, we encourage members to take advantage of our robust online banking platform that includes mobile access and e-statements.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Valley Financial's Miles City Branch today! Whether you have questions about our services or want to explore how we can help you reach your financial goals, don't hesitate to call us at 406-234-5458. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, making it easy to visit while you're out and about. Whether you're stopping by after a trip to the nearby parks or running errands downtown, we're here for all your banking needs. Parking is available right outside the building, ensuring that you can pop in without any hassle. For those who may need assistance, we are proud to offer ADA-compliant features including ramps for easy access.

Operating Hours and Services

At Valley Financial, we understand that your time is valuable. That's why we're open Monday through Friday from 8 AM to 5 PM, ready to serve you with a smile. Our friendly staff is here to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. For added convenience, we offer drive-thru banking for quick deposits and withdrawals perfect for those busy days when you're on the go! Although we currently do not have ATM availability at this location, our team is always here to help with cash withdrawal services during lobby hours.

Member Eligibility

At Valley Financial, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, or worship in the Miles City area or have a family member who is already a member, you're eligible to become part of our credit union family. We are dedicated to supporting our members with personalized financial services tailored to your needs, whether it's saving for the future or financing your next big purchase. To get started on your journey with us at Valley Financial, visit us at 2513 Main St Miles City Mt 59301 or give us a call at (406) 234-5458. You can find more detailed eligibility information by visiting our website at . We can't wait to help you open an account and start enjoying all the benefits of membership!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they prefer credit cards or digital wallets. Our services ensure you can focus on what matters most growing your business while we handle the financial transactions efficiently. Located at 2513 Main St Miles City Mt 59301 in Miles City, MT, we're here to partner with you every step of the way. Reach out today at (406) 234-5458 to learn how Valley Financial can help your business flourish!

Unlocking Opportunities with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $87 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to purchase equipment, hire staff, and increase inventory critical steps for any thriving operation. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those who seek growth without membership barriers. - With an outstanding commercial loan portfolio of $37,207,106, we continue to drive economic growth by financing new and expanding businesses in our community.

Comprehensive List Of Services

Convenient Banking Services

We understand that convenience is essential in today's fast-paced world. Our branch provides basic drive-thru banking for quick deposits and withdrawals so you can get back to what matters most in no time. Plus, if you prefer handling transactions from the comfort of home, take advantage of our ATM services for easy cash withdrawals. At Valley Financial, we focus on making your banking experience as easy as possible with all the necessary tools at your disposal. Whether you're looking to open an account or inquire about loan options, we invite you to reach out. Give us a call at 406-234-5458 or visit us during our lobby hours from Monday to Friday between 8 AM and 5 PM. Let's work together toward achieving your financial goals! Visit us online at Valley Financial for more information about our services.

Loans and Credit Options

Life can sometimes throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for debt consolidation or urgent repairs, we're here to help you navigate through tough times with ease. Additionally, our credit cards with rewards allow you to earn points on everyday purchases what could be more rewarding than shopping while earning? For entrepreneurs out there, we offer robust business banking solutions, including merchant services and business loans. Imagine having a partner that understands the ins-and-outs of running a business and is ready to support your growth.

Personal Banking

Our personal banking services are crafted with you in mind. We offer various checking and savings accounts to fit your lifestyle. Imagine easily managing your day-to-day expenses or saving for that dream vacation all at your fingertips with our online and mobile banking features. You can check balances, transfer funds, and pay bills anytime, anywhere. For those considering a new car or truck, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself driving off in a new vehicle without financial stress. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans cater to different needs and budgets.

Digital & Online Banking

Key Features

Our online banking services allow you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, with the option for e-statements, you can say goodbye to paper clutter and easily access your financial records when needed. We also support person-to-person transfers, making it simple to send money to friends or family directly from your account. For those who prefer mobile banking, our user-friendly mobile application is here to help. You can download it on your smartphone and enjoy features like real-time notifications about your account activity. Although mobile payments are not currently available, our app still provides a robust way to manage your finances on the go.

Security You Can Trust

Security is a top concern for us. While we do not offer electronic signature authorization at this time, we continuously implement measures to ensure that your personal information remains safe while using our digital services. Rest assured that when you bank with us online or through the app, you are protected by state-of-the-art security protocols. Whether you're checking balances during lunch or transferring money late at night, Valley Financial makes it easy and secure. Experience the ease of modern banking with us today!

Financial Strength

Commitment to Growth

With $50,278,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $11,461 in used auto loans and $375,509,739 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 75,728, reflecting a strong and growing member base that trusts us with their finances. This growing community underscores our commitment to fostering relationships built on trust and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Financial is your trusted partner. Visit us at 2513 Main St Miles City Mt 59301 or call (406) 234-5458 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a net income of $3,794,458, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 119 full-time employees and 2 part-time employees ready to assist you with personalized service.

Secure Savings Options

Members' savings are secured through $112,480,363 in share certificates and $77,230,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $56,801,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. Our team is dedicated to finding the right solutions for your financial situation. At Valley Financial located at 2513 Main St Miles City MT 59301, we strive to empower our members with accessible financial services. For more information or assistance with your loan application process, please call us at 406-234-5458 during our operating hours from Monday to Friday between 8 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step towards achieving your dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,674,596 in used vehicle loans and $18,365,084 in new vehicle loans already helping members get on the road. Whether you're interested in a new model or a reliable used option, our flexible terms make it easy for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $37,207,106 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your journey towards success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,404,799, make buying or refinancing simple. We provide competitive rates and personalized support throughout the process, ensuring you have all the information needed to make informed decisions.

Unsecured Credit Cards

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $7,341,929 in loans helping members manage their finances effectively, our cards offer flexible terms tailored to fit your lifestyle. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from verified institutions ensures that users receive fair and transparent offers. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions without delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*