Valley Financial Credit Union Roundup MT | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Valley Financial, your trusted credit union located at 216 8Th Ave E, Roundup, MT 59072. Established in 1949, we have proudly served our community for decades, helping over 37,290 members achieve their financial goals. With total assets of $496,997,591 and a commitment to personalized service, we're here to make banking easier for you. At Valley Financial, we understand that every member has unique needs. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our dedicated team is focused on providing you with the resources you need to succeed financially. While members can visit us at our branch location in Roundup, official correspondence should be sent to PO Box 218, Roundup, MT 59072-2347. Our experienced CEO, Casey Klein, alongside Board President Gabriel Briano, leads a team of 121 employees who are committed to delivering outstanding service. With total deposits amounting to $52,913,402, and a solid net worth of $56,801,239, we are well-equipped to support your financial journey. Our commitment goes beyond numbers; it's about building lasting relationships within our community. We believe that together we can create a brighter financial future. Ready to take the next step? Call us at 406-652-4770 or visit our website at valleyfcu.com to learn more about how we can help you achieve your dreams.

Branch History & Mission

Community Engagement

We take pride in being more than just a financial institution; we're part of the fabric of Roundup. Through various outreach efforts and local partnerships, we strive to give back and support those who need it most. Whether it's sponsoring community events or helping local businesses grow through tailored financial solutions, our goal is always aligned with the betterment of our area. As technology advances, so do we. Our digital banking options allow you to manage your finances anytime and anywhere with ease. From online banking capabilities to mobile payments (coming soon!), we're committed to making your banking experience smooth and convenient. Join us at Valley Financial today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Together, let's build a brighter future for ourselves and for Roundup! For more information or assistance, feel free to call us at 406-652-4770 or visit our website here.

Our Mission

At Valley Financial, our mission is simple yet profound: to empower our members by providing accessible financial services while nurturing community development. We believe that when individuals thrive financially, the entire community flourishes. Our focus extends beyond banking; we actively engage in initiatives that support local projects and partnerships aimed at enhancing the quality of life in Roundup. While members can visit us at 216 8Th Ave E, official correspondence should be sent to PO Box 218, Roundup, MT 59072-2347. We understand that convenience matters, which is why we offer an array of services including ATM access and drive-thru banking for your ease. Our lobby hours are tailored to fit your schedule: Monday through Thursday from 9:00 am to 4:00 pm, Friday from 9:00 am to 5:00 pm, and Saturday from 9:00 am to 12:00 pm.

Branch Location & Accessibility

Comprehensive Banking Services

We pride ourselves on providing a variety of services tailored to meet your financial needs. Whether you're interested in opening a checking or savings account, exploring auto loans or mortgages, or seeking personal loans and credit cards with rewards, our knowledgeable staff is ready to assist you. Additionally, with ATM availability right at our branch, accessing cash has never been easier.

Connect With Us

If you have questions or want to learn more about what we offer, don't hesitate to give us a call at 406-652-4770. We invite you to visit us soon at Valley Financial's Roundup Branch your community partner in achieving financial success!

Convenient Access and Amenities

Our branch offers ample parking, ensuring that you can find a spot with ease. We are committed to accessibility for all members, featuring ADA-compliant entrances and ramps for those who need them. If you prefer banking from the comfort of your vehicle, take advantage of our drive-thru service. We're here to help with deposits, withdrawals, and simple transactions during our drive-up hours from Monday to Friday and Saturday mornings. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to PO Box 218, Roundup, MT 59072-2347.

Operating Hours

At Valley Financial's Roundup Branch, we understand that life gets busy! That's why we offer convenient operating hours: - Lobby Hours: - Monday to Thursday: 9:00 AM - 4:00 PM - Friday: 9:00 AM - 5:00 PM - Saturday: 9:00 AM - 12:00 PM You can also access our drive-up services on weekdays until 5 PM and on Saturdays until noon.

Member Eligibility

At Valley Financial, we believe that becoming a member is not just about opening an account; it's about joining a community that supports your financial journey. If you live, work, or worship in the Roundup area, you're already eligible to join us! We welcome individuals who are looking for personalized banking services and a place where they can feel valued. By choosing Valley Financial, you're not only gaining access to great financial products like checking and savings accounts, auto loans, and credit cards but also the peace of mind that comes from being part of a friendly, local institution. Getting started is easy! You can find detailed eligibility criteria and learn more about how to become a member. If you're ready to take the next step or have any questions, feel free to reach out at (406) 652-4770. We look forward to welcoming you to our family at Valley Financial, located at 216 8Th Ave E Roundup Mt 59072!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $87 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $37,207,106, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance cash flow. Picture this: accepting payments seamlessly from your customers while managing your finances more efficiently. Our services allow you to focus on what you do best running your business while we handle the financial side. Visit us at 216 8Th Ave E Roundup Mt 59072 in Roundup for personalized support and find out how our services can empower your business today! For any questions or assistance, feel free to call us at (406) 652-4770.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions or need quick transactions, we also provide basic drive-thru banking services where you can complete deposits and withdrawals swiftly. Plus, our ATM services ensure that cash is always within reach when you need it. We invite you to explore all these services and more at Valley Financial. If you have questions or want assistance setting up an account or loan, don't hesitate to call us at (406) 652-4770 or visit us in person. We're here for you every step of the way!

Business Services

For our entrepreneurial members, we offer robust Business Banking services, including merchant services and business loans. Running a small business can be challenging, but with the right financial support from Valley Financial, you can focus on growth while we handle the banking side.

Credit and Loans

In need of some extra funds? Our Personal Loans & Debt Consolidation options provide flexible financing solutions to help you tackle unexpected expenses or consolidate existing debt into manageable payments. Additionally, our Credit Cards with Rewards allow you to earn points on everyday purchases turning spending into rewards!

Digital Banking Convenience

In today's fast-paced world, having access to banking anytime is crucial. That's why we prioritize Online & Mobile Banking features that allow you to check balances, transfer money, and pay bills from anywhere at any time. Our easy-to-use platform means you can manage your finances on the go without any hassle.

Home Financing

Buying a home is one of the most significant decisions you'll ever make. Our Mortgage Loans & Refinancing services are designed to make homeownership attainable for everyone. Whether you're purchasing your first home or looking to refinance, our team will work closely with you to find a mortgage solution that fits your budget and goals.

Personal Banking

Managing your money should be easy and accessible. That's why at Valley Financial, we offer various Personal Banking options. From checking and savings accounts that let you keep track of your daily expenses to auto loans designed for those exciting purchases, we cater to all aspects of personal finance. Imagine driving off in your dream car with an auto loan from us, or having the peace of mind that comes with a solid savings account.

Digital & Online Banking

Key Features

Our digital banking experience is user-friendly and secure. You can set up e-statements with ease, eliminating the need for paper statements and allowing you to track your finances more effectively. While we currently do not support electronic signature authorization, rest assured that our other features keep your transactions safe. If you're looking to send money quickly to friends or family, our person-to-person transfer service is just a click away. No need to worry about cash or checks; transferring funds has never been simpler! For those who prefer mobile banking, our dedicated mobile application allows you to manage your accounts right from your smartphone. Although mobile payments are not available yet, you can still enjoy the ease of banking at your fingertips with features like balance checks and fund transfers. In today's fast-paced world, having real-time access to your finances is essential. At Valley Financial, we are committed to providing tools that empower you to manage your money effortlessly while keeping security at the forefront. Whether you're checking in on your savings or making a quick transfer, we've got you covered every step of the way!

Financial Strength

Building Trust Together

Total Share Accounts: 75,728, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further highlight our commitment to providing you with the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Financial is your trusted partner. Visit us at 216 8Th Ave E Roundup Mt 59072 or call (406) 652-4770 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $50,278,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $11,461 in used auto loans and $375,509,739 in total loans and leases.

Member Savings and Security

Members' savings are secured through $112,480,363 in share certificates and $77,230,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,287,970 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 119 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $56,801,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,674,596 in used vehicle loans and $18,365,084 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options to suit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $37,207,106 provide the capital needed to grow and expand your business operations. Whether you need funds for inventory or expansion projects, our team is ready to assist you with tailored solutions. At Valley Financial, we are committed to empowering our members with the financial tools they need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and discover how we can help you reach your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,404,799, make buying or refinancing simple. We provide various mortgage plans tailored to fit your budget and goals. Refinancing options are also available if you're looking to lower your monthly payments or tap into your home equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,341,929 in loans helping members manage their finances effectively. These credit cards come with rewards and can be an excellent option for everyday purchases or unexpected expenses.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender listed is verified, which adds a layer of trust to the comparison process.

VALLEY FINANCIAL CREDIT UNION - Roundup, MT

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