Valley Financial is located at 207 N 28th St, Billings, MT 59101, where we've proudly served our members for decades. The spirit of collaboration and service has driven us forward, allowing us to adapt to the changing needs of our community while maintaining our commitment to exceptional customer care. As we evolved, we embraced technological advancements to enhance our services, ensuring that banking is convenient and straightforward for everyone. Our physical branch complements our digital initiatives. We may not have ATMs or drive-thru banking at this location, but we offer robust online banking services that allow members to manage their finances anytime and anywhere. Our operating hours are Monday through Friday from 8 am to 5 pm, providing ample time for our members to visit us or reach out via phone at 406-656-9100.
At Valley Financial, our mission is clear: we strive to enrich the lives of our members by providing financial solutions tailored to their unique needs. We believe in building strong relationships with each member and offering personalized service that reflects our deep commitment to community values. We aim not just to meet your financial needs but also to support you through various life stages whether that's buying your first car or planning for retirement. We also prioritize giving back to the Billings community through various outreach programs and partnerships with local organizations. Together, we work towards creating a brighter future for all residents of Yellowstone County. As we look ahead, we invite you to join us on this journey. Whether you're looking for loans, savings accounts, or expert financial advice, Valley Financial is here for you. Experience the benefits of membership today! Visit us at our branch or explore more about what we offer on our website here. Your financial future starts with Valley Financial!
At Valley Financial, we believe that banking should be accessible to everyone. Our branch is designed with ADA compliance in mind, featuring ramps and spacious entryways for easy access. If you're visiting us by car, you'll find ample parking available right outside our door. While members can visit us at 207 N 28Th St, please note that official correspondence should be sent to our mailing address at 207 N Broadway, Suite 425, Billings, MT 59101.
We invite you to come and experience the Valley Financial difference! If you have any questions or need assistance before your visit, feel free to give us a call at 406-656-9100. We look forward to serving you soon!
We understand that your time is valuable. That's why we're open Monday through Friday from 8 AM to 5 PM, providing you with plenty of opportunities to come in and meet with our friendly staff. Whether you need assistance with loans, account management, or just have questions about our services, we're here to help!
Though we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is ready to assist you with a variety of financial services tailored to meet your needs. From personal loans to savings accounts, we've got you covered.
Beyond loans, we offer merchant services that simplify transactions for your business. Picture this: a busy retail store where customers can quickly pay using their preferred methods. Our services streamline payments, making it easier for you to focus on what truly matters growing your business. Visit us at 207 N 28Th St Billings Mt 59101 in Billings, MT or give us a call at (406) 656-9100 to learn more about how we can help you achieve your business goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $87 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $37,207,106, we continue to drive economic growth by financing new and expanding businesses.
Being part of the Valley Financial family means more than just banking; it's about community. Our commitment goes beyond transactions; we aim to support our members in every step of their financial journey. Whether you're saving for a new car or planning for retirement, we're here to provide guidance and resources tailored specifically to your needs.
In today's busy world, convenience is key. At Valley Financial, we strive to make banking as easy as possible through our digital platforms. Our online banking service allows you to manage your accounts from the comfort of your home or on the go. You can pay bills, transfer funds, and check balances without having to visit the branch physically. We also offer e-statements, so you can keep track of your finances without the clutter of paper statements.
We understand that managing finances can sometimes feel overwhelming. That's why we offer user-friendly ATM Services Only to ensure you can access your money whenever you need it. Imagine being able to withdraw cash or check your balance with ease, all while knowing that our friendly staff is just a phone call away at (406) 656-9100 if you have any questions or need assistance.
We're not just here for business; we're here for relationships. When you choose Valley Financial, you're choosing a credit union that values personal connection and member satisfaction above all else. We invite you to explore how we can assist you further by visiting us at 207 N 28Th St Billings Mt 59101 during our lobby hours from Monday through Friday, 8 AM - 5 PM. Ready to take the next step? Contact us at (406) 656-9100 or visit our website at https://www.valleyfcu.com/ to learn more about how we can help you navigate your financial future with confidence!
Visit us at https://www.valleyfcu.com/ to explore our comprehensive online banking options. You can effortlessly check your balances, pay bills, and transfer money with just a few clicks. Our 24/7 online banking services ensure that you have the control you need over your finances, no matter where life takes you. For those who prefer managing their accounts on the go, our mobile application is available for download. It provides all the features of our online banking portal right at your fingertips. Plus, if you want to send money to friends or family quickly, our person-to-person transfer feature makes it simple and hassle-free.
Security is a top priority for us. While we don't offer electronic signature authorization at this time, rest assured that all transactions are protected with robust security measures to keep your information safe. We also offer e-statements, allowing you to receive your account statements electronically. This not only helps reduce paper waste but also gives you immediate access to your financial information whenever you need it. In summary, whether you're using our mobile application or accessing our online banking platform from your computer, Valley Financial is committed to providing accessible, user-friendly solutions for all your banking needs. Enjoy peace of mind knowing that managing your finances has never been so easy!
With $50,278,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,287,970 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
We also take pride in having 119 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 75,728, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Financial is your trusted partner. Visit us at 207 N 28Th St Billings Mt 59101 or call (406) 656-9100 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $112,480,363 in share certificates and $77,230,210 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $56,801,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,674,596 in used vehicle loans and $18,365,084 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the best fit for your budget.
If you're considering expanding your business or need additional funds for operations, our outstanding commercial loans total $37,207,106, providing the capital needed for growth. Additionally, our credit lines can help smooth out cash flow fluctuations with a total available amount of $68,547,310. If you are interested in any of these loan options or want to learn more about refinancing possibilities and eligibility requirements, feel free to reach out to us at 406-656-9100. Our team is here to assist you during our operating hours from Monday through Friday between 8 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $32,404,799, allowing you to take that important step toward owning your dream home.
Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $7,341,929 in loans helping members manage their finances effectively. This option provides peace of mind as you navigate unexpected costs.