Navy Federal Credit Union

Navy Federal Credit Union serves military members, veterans, and their families across New York with a comprehensive suite of financial services designed to meet diverse needs statewide. Members enjoy convenient ATM and cash withdrawal access throughout New York, making everyday banking tasks like withdrawals and balance checks quick and hassle-free. Whether you're looking to finance your next vehicle with competitive auto loans or explore mortgage loans and refinancing options, Navy Federal offers flexible solutions tailored for New Yorkers.
Personal banking is made simple with checking and savings accounts built for convenience, credit cards loaded with rewarding perks, and personal loans including debt consolidation options to help manage finances effectively. Business owners in New York can benefit from specialized business banking services such as merchant solutions and business loans aimed at supporting local growth. With robust online and mobile banking platforms, you can securely manage your accounts anytime, anywhere within the state.
Beyond financial products, Navy Federal is committed to strengthening New York’s communities through programs that support military families and local initiatives. Membership means joining a trusted network dedicated not only to your financial success but also to giving back—making Navy Federal more than just a credit union, but a valued partner across New York.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, our mission is simple yet profound: to serve our members with unwavering dedication and a community-focused approach across NY. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create an environment where every member feels valued and empowered. We are proud to offer a suite of modern conveniences that enhance your banking experience, including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. With these tools at your fingertips, managing your finances has never been easier. Discover more about how we can support your financial journey by visiting our website at https://www.navyfederal.org/ or reach out to us directly via fax for any inquiries. Join us in building a better financial future together!

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances is a vital part of everyday life in New York. Our wide range of personal banking services is designed to meet your needs, whether you're looking to open a checking or savings account, finance a vehicle, or secure a mortgage for your dream home. With features like online banking and our user-friendly mobile application, accessing your accounts has never been easier. You can check balances, transfer funds, and even make person-to-person payments with just a few taps on your smartphone. Plus, with the convenience of electronic signatures and e-statements, you can handle important transactions quickly and securely from anywhere.
For those who are starting or growing a business, Navy Federal offers tailored solutions that include merchant services and business loans to help you thrive in today’s competitive marketplace. Our commitment to flexibility means you can choose the financial products that best suit your lifestyle and goals. Need extra cash for unexpected expenses? Our personal loans and credit cards with rewards provide options to manage your finances effectively. Whether you're saving for the future or navigating daily expenses, our dedicated team is here to support you every step of the way, ensuring that our financial solutions fit seamlessly into your life in NY.

Why Choose Us

At Navy Federal Credit Union in NY, we believe that becoming a member should be as easy as possible. With our straightforward membership process, you can quickly open an account and start benefiting from our wide range of financial services tailored just for you. Not sure if you're eligible? You can review your membership eligibility at: [https://www.navyfederal.org/membership/eligibility.html]. Our core values of trust, community engagement, personalized service, and financial reliability guide everything we do. We are not just another financial institution; we are part of the community, committed to helping our members achieve their financial goals with integrity and care. Whether it's through our user-friendly mobile application or online banking services, accessing your finances has never been easier. Plus, with person-to-person payment options and a variety of loan products, we ensure that your experience is seamless and supportive. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and discover why so many choose Navy Federal Credit Union!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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