Navy Federal Credit Union

In the close-knit community of Evans Mills, Navy Federal Credit Union at 26403 Johnson Rd stands ready to support military members, veterans, and their families with trusted financial solutions. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays until 2:00 p.m., this branch offers convenient lobby access alongside an on-site ATM for easy cash withdrawals and balance inquiries—perfect for managing your everyday banking needs.
Known for offering some of the best auto loans in Evans Mills, Navy Federal makes vehicle financing simple with competitive rates and flexible terms tailored to fit your budget. Homebuyers can also take advantage of low mortgage rates and refinancing options designed to help you achieve your dream home. Beyond lending, enjoy personal banking services including checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans.
Visit Navy Federal Credit Union at 26403 Johnson Rd or call 888-842-6328 today to experience friendly local service. Discover how our standout auto loans and mortgage offerings can empower you to confidently navigate your financial future right here in Evans Mills!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, located at 26403 Johnson Rd, Evans Mills, NY 13637. Since our establishment in 1947, we've been dedicated to serving our members with trust and reliability. With a thriving community of over 14 million members, we pride ourselves on offering a wide range of financial services designed to meet your unique needs. At Navy Federal, we believe in the power of community and connection. Our total assets stand impressively at $180.81 billion, ensuring that we have the resources necessary to support you on your financial journey. With over $2.32 billion in deposits, our commitment to safeguarding your funds is unwavering. We understand that loans are essential for achieving your goals; that's why we've provided a total of 8,384,529 loans and leases to help our members turn dreams into reality. Our leadership team is here for you. Under the guidance of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we focus on providing personalized service that goes beyond traditional banking. Our staff of 24,560 employees is committed to helping you find solutions tailored just for you. While members can visit us at our branch location in Evans Mills, official correspondence should be sent to the same address for convenience: 26403 Johnson Rd, Evans Mills, NY 13637. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we're ready to assist you every step of the way. We encourage you to visit our website at Navy Federal Credit Union or give us a call at 888-842-6328 for more information about our services and how we can help you achieve your financial goals. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members!

Branch History & Mission

A Legacy of Growth

The story of Navy Federal Credit Union is one of commitment to service and growth. Starting in a small setting, we have expanded significantly over the decades. Our journey reflects a dedication not just to financial services but also to building lasting relationships with our members. As we grew, so did our offerings ranging from personal banking services like checking and savings accounts to auto loans, mortgages, and business banking solutions.

Community Connections

Our branch actively engages with local organizations and participates in various outreach efforts designed to uplift the Evans Mills community. We understand that being part of the community means giving back, whether through partnerships or volunteer initiatives. While members can visit us at 26403 Johnson Rd for all their banking needs including ATM services available on-site official correspondence should be sent to the same address.

Join Us!

We invite you to experience the benefits of being part of the Navy Federal family. Whether you're looking for a reliable bank or seeking assistance with loans or credit cards, our dedicated team is here for you. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM or give us a call at 888-842-6328. Together, let's build a brighter financial future!

Our Mission

At Navy Federal Credit Union, our mission is clear: to empower our members by providing exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to affordable banking solutions that enhance their lives. Our initiatives focus on making banking easier and more accessible through digital advancements, ensuring compliance with ADA standards, and delivering a customer-centric experience.

Branch Location & Accessibility

Convenient Access and Amenities

We pride ourselves on being accessible to all our members. Our branch features ADA-compliant facilities with ramps and ample parking space for your convenience. While visiting us at our branch address, please note that official correspondence can also be sent to the same mailing address: 26403 Johnson Rd, Evans Mills, NY 13637.

Operating Hours

At Navy Federal Credit Union, we understand that life gets busy. That's why we offer flexible operating hours to suit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We're here to help you manage your finances when it works best for you!

Services Available

During your visit, you'll have access to a variety of services tailored for all your banking needs. From personal checking and savings accounts to auto loans and mortgages, our friendly team is ready to assist you. Plus, we offer ATM services right at our location for quick cash withdrawals and balance checks. Feel free to reach out to us at 888-842-6328 if you have any questions or need assistance before your visit. We can't wait to welcome you into our branch! Come by soon and experience how Navy Federal Credit Union can support your financial journey!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're wondering how to join us at our Evans Mills location on 26403 Johnson Rd Evans Mills Ny 13637, it's easier than you might think! Generally, membership is open to those who are affiliated with the military, Department of Defense employees, and their families. However, we encourage everyone to check out the detailed eligibility criteria available at https://www.navyfederal.org/membership/eligibility.html to see if you qualify. Once you've confirmed your eligibility, opening an account is simple! Just visit our website for the step-by-step process at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 if you have any questions. We're excited to welcome you into our community, where you'll find not just banking services but also a network of support and opportunities tailored just for you.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable payment processing system that not only streamlines transactions but also enhances customer satisfaction. Our merchant services are designed to do just that. By simplifying how you accept payments, whether through credit cards or mobile options, we help you focus on what matters most growing your business. Located at 26403 Johnson Rd Evans Mills Ny 13637, our team is ready to assist you in achieving your financial goals. Reach out at (888) 842-6328 to learn more about how we can support your business journey today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier for you to drive off in the vehicle you've always wanted. With competitive rates and flexible terms, you can find a loan that fits your budget perfectly. Whether you're purchasing a new model or refinancing an existing loan, we're here to assist you.

Business Banking Services

For small business owners in the area, we offer business banking services including merchant services and business loans. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with financial tools that help them thrive.

Convenient Access Options

At Navy Federal Credit Union, convenience is key. That's why we provide online and mobile banking features that allow you to manage your accounts effortlessly. From checking balances to transferring money between accounts or making person-to-person payments, everything is just a click away. Additionally, our ATM & cash withdrawal services ensure that accessing cash is straightforward whenever you need it. With basic ATM access for withdrawals and balance checks available at locations around Evans Mills, you'll never be far from your funds. In conclusion, no matter what financial service you're looking for from personal banking to business solutions Navy Federal Credit Union at 26403 Johnson Rd Evans Mills Ny 13637 in Evans Mills, NY has got you covered. If you're ready to explore how we can assist you further or have any questions about our services, please don't hesitate to reach out at (888) 842-6328. Join us today and experience the difference!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! You can earn points for every dollar spent, making everyday purchases even more rewarding. Whether it's groceries or gas, watch those points accumulate while enjoying benefits tailored to your spending habits.

Home Financing Options

If homeownership is on your mind, we provide mortgage loans and refinancing solutions designed just for you. Our knowledgeable staff will guide you through the process, ensuring that you understand each step from application to closing. We want to make buying a home as smooth as possible for our members.

Personal Banking Solutions

One of the core services we offer is personal banking, which includes checking and savings accounts. Imagine easily managing your finances with accounts that fit your lifestyle. You can make deposits, withdrawals, and transfers right from your mobile device or through online banking at Evans Mills Ny. This convenience means you can access your funds anytime, anywhere.

Personal Loans & Debt Consolidation

For those looking to manage debt or finance unexpected expenses, our personal loans and debt consolidation options can help lighten the load. Picture consolidating multiple payments into one simple monthly installment it's a great way to take control of your finances.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://www.navyfederal.org/, managing your accounts has never been easier. Whether you're checking your balance, making transfers, or reviewing your transactions, our user-friendly platform is just a click away. Plus, with the availability of e-statements, you can keep track of your finances without the clutter of paper statements.

Mobile Banking at Your Fingertips

Take advantage of our mobile application, which offers the same great features as our online banking platform right in the palm of your hand. Need to make a quick payment? With mobile payments available, you can send money with ease. Our person-to-person transfer option lets you send funds to friends and family quickly no need for cash or checks!

Real-Time Management

Stay connected with real-time account management tools that help you keep tabs on your spending and savings goals. From the moment you wake up until you're ready for bed, Navy Federal Credit Union ensures that your banking needs are met efficiently and effectively. Embrace the future of banking with us where convenience meets security every step of the way!

Secure Transactions

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely from the comfort of your home. You can trust that your sensitive information is protected while you conduct your banking tasks.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to serve you better. With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency is evident as reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 26403 Johnson Rd Evans Mills Ny 13637 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget.

Business Loans

For business owners looking to expand or invest in their operations, we offer outstanding commercial loans totaling $227,844,936. These loans provide the capital needed to grow your business and navigate today's market. If you're considering refinancing options or want to know more about eligibility for our various loan products, please visit our website at Navy Federal or call us directly at (888) 842-6328 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Navy Federal Credit Union in Evans Mills, NY, we're committed to providing you with the financial tools you need to succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making it easier for you to invest in your future.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we provide flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans available, our credit cards are designed to help you manage your spending effectively and conveniently.

Loan Aggregator

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