Navy Federal Credit Union

In the close-knit community of Highland Falls, Navy Federal Credit Union at 437 Main St is proud to serve military members, veterans, and their families with trusted financial solutions designed to fit your unique needs. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 3:00 p.m., this branch offers a welcoming lobby and convenient ATM services for quick cash withdrawals and balance checks.
Known for offering some of the best auto loans in Highland Falls, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms tailored to your lifestyle. Homebuyers also benefit from low mortgage rates and refinancing options crafted to help you achieve your homeownership goals. Beyond lending, members enjoy personal banking services including checking and savings accounts designed for everyday convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans.
Visit Navy Federal Credit Union at 437 Main St or call 888-842-6328 today to experience friendly local service. Discover how our standout auto loans and mortgage offerings can help you confidently navigate your financial future right here in Highland Falls!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner since 1947! Located at 437 Main St, Highland Falls, NY 10928, we are proud to serve our community with a commitment to excellence and member satisfaction. With over 14 million members and total assets exceeding $180.8 billion, we have the resources and expertise to help you achieve your financial goals. At Navy Federal, we understand that every member's journey is unique. Whether you're looking for a checking account, an auto loan, or mortgage refinancing, our dedicated team is here to provide personalized service tailored just for you. Led by our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our experienced staff of 24,560 employees is passionate about supporting your financial needs. While members can visit us at our branch location in Highland Falls, official correspondence should be sent to the same address: 437 Main St, Highland Falls, NY 10928-2085. We encourage you to explore our range of services including personal banking, business loans, and online banking solutions designed for your convenience. With a solid net worth of $21.49 billion and cash reserves totaling over $2.19 billion, we ensure that your funds are secure while providing competitive rates on loans and deposits. Our total deposits stand at an impressive $2.32 billion, reflecting our members' trust in us. Ready to take the next step? Call us today at 888-842-6328 or visit us online at Navy Federal Credit Union to learn more about how we can assist you on your financial journey!

Branch History & Mission

Join Us

At Navy Federal Credit Union, you're not just a member; you're part of a family that cares about your financial well-being. With convenient operating hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 3 PM we're here when you need us most. We invite everyone in Highland Falls and beyond to experience the difference that comes with being part of Navy Federal Credit Union. Whether you are looking for reliable banking solutions or want to engage in community efforts, there's a place for you here with us. Call us today at 888-842-6328 or visit our website here to learn more about membership eligibility and how we can serve you better!

Mission Statement

Our mission is simple yet powerful: we strive to provide exceptional financial services while making a positive impact in our community. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. But beyond just numbers and transactions, we believe in fostering relationships that empower our members financially. We also actively participate in local outreach initiatives, supporting various causes that uplift our neighbors and strengthen the fabric of Highland Falls. By partnering with local organizations and providing resources for financial education, we aim to build a brighter future together. While members can visit us at 437 Main St, official correspondence should be sent to 437 Main St, Highland Falls, NY 10928-2085 if it differs from this address.

Our Journey

From our humble beginnings over seven decades ago, Navy Federal Credit Union has transformed into a vital financial resource for many. Today, we are proud to have over 14 million members, reflecting the trust and reliance placed in us by the community. With total assets reaching an impressive $180.8 billion, we continue to expand our services and enhance member experiences. As we grew, so did our commitment to innovation and accessibility. Our branch is equipped with modern digital solutions that make banking easier than ever. Members can enjoy online banking, mobile payments, and access to ATMs throughout the area ensuring that your finances are always at your fingertips.

Branch Location & Accessibility

Call or Visit Us

If you have questions or need assistance, feel free to give us a call at 888-842-6328. Our friendly team is ready to help you navigate your financial journey. We invite you to come visit us at our Highland Falls branch! Your financial well-being is just a visit away.

Convenient Access and Parking

Our location offers ample parking for all our members. We ensure that our facility is accessible to everyone, featuring ADA-compliant entrances and ramps. You can visit us with ease, no matter your mobility needs.

Operating Hours

We know that convenience is key when it comes to banking. That's why we're open Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 3:00 PM. This gives you plenty of time during the week and on weekends to stop by when it suits you best.

Services Offered

At the Navy Federal Credit Union branch in Highland Falls, you'll find a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we have something for everyone. Plus, with ATM availability right here at the branch, accessing your funds has never been easier.

Member Eligibility

Welcome to the community at Navy Federal Credit Union! Becoming a member here is an exciting opportunity, and it's designed to be simple and inclusive. If you're a member of the military, a family member of someone who is, or even a Department of Defense civilian employee, you can easily qualify for membership. Additionally, those in certain eligible communities also have a chance to join us! To learn more about specific eligibility criteria, feel free to visit our membership eligibility page. Opening an account with us is straightforward. You can start the process online or by giving us a call at (888) 842-6328. We're here to help you every step of the way and provide services that truly benefit you, like competitive rates on loans and a range of banking options tailored just for our members. Come see us at our branch located at 437 Main St Highland Falls Ny 10928, where we look forward to welcoming you into our supportive family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to streamline your daily operations. Imagine having the ability to accept payments easily from your customers, whether they're using credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also boosts your bottom line. Located at 437 Main St Highland Falls Ny 10928 in Highland Falls, NY, we're here to partner with you on your journey toward success. Reach out today at (888) 842-6328 to learn more about how our business banking and commercial services can work for you!

Tailored Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized business banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand, we're here to support your entrepreneurial spirit.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can easily transfer funds, pay bills, and even send money to friends or family through our person-to-person service. Our branch also offers ATM and cash withdrawal services for quick access to cash when you're on the go. With basic ATM access for withdrawals and balance checks available at multiple locations, managing your money has never been easier.

Get Started Today!

We invite you to visit us at Navy Federal Credit Union in Highland Falls or give us a call at 888-842-6328. Let us help you navigate your financial journey with confidence! Explore all the services we offer on our website here or stop by during our lobby hours: Monday through Friday from 9 AM - 5:30 PM and Saturday from 9 AM - 3 PM. Your financial future starts now!

Personal Banking Solutions

When it comes to personal banking, we provide options that cater to various lifestyles. Our checking and savings accounts come with features that help you manage your finances effectively. Whether you're saving for a rainy day or planning for a big purchase, our accounts make it easy to keep track of your money. If you're considering buying a new car or need financing for an existing vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. Imagine driving off the lot with a new car while knowing you've secured a deal that works for your budget! For those thinking about homeownership, our mortgage loans and refinancing services are tailored to meet your needs. We guide you through the mortgage process, ensuring you feel confident in your investment.

Support for Financial Goals

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help lighten the load when you need it most. With easy access to funds, you can tackle bills or consolidate debt into one manageable payment. To enhance your purchasing power, check out our credit cards with rewards. These cards not only make everyday purchases easier but also reward you with points that can be redeemed for travel, merchandise, and more!

Digital & Online Banking

E-Statements for Instant Access

Say goodbye to paper clutter! With e-statements available at Yes, you can view your account statements electronically. This feature not only helps the environment but also gives you quick access to your financial records at any time.

Easy Person-to-Person Transfers

Sending money to friends or family has never been easier with our person-to-person transfers feature. Whether you're splitting a bill or sending a gift, this service lets you transfer funds quickly and securely.

Mobile Banking on Your Terms

For those who prefer banking on the go, our mobile application is here to help. Available on both iOS and Android devices, it allows you to manage your accounts right from your phone. Need to make a quick payment? Our mobile payments feature makes transactions simple and fast.

Online Banking Made Easy

Our online banking service is available 24/7 at https://www.navyfederal.org/, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can rest easy knowing that your information is protected by top-notch security measures. Plus, our user-friendly interface makes navigating your account a breeze.

Signatures Made Simple

No need to print and sign documents anymore! With our electronic signature authorization option available through Yes, signing paperwork is now just a click away. At Navy Federal Credit Union, we strive to provide you with digital banking solutions that are not only convenient but also secure. Experience the ease of managing your finances today!

Financial Strength

Commitment to Growth and Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,319,200,000 in total loans and leases including $1,023,510 in used auto loans we support our members' financial goals across various sectors.

Growing Member Base

Total Share Accounts: 30,809,321 show a strong and growing member base that trusts us with their finances. This trust helps us foster a community where everyone can achieve their financial goals together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 437 Main St Highland Falls Ny 10928 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency while we continue to focus on improving the services we offer. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a dependable used one, our flexible terms and competitive rates make it easier for you to drive off with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; that's why we're committed to providing the financial support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer various mortgage products tailored to fit your needs whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we have refinancing options available across many of our loan products. It's easy to explore eligibility by visiting our website. At Navy Federal Credit Union, we aim to support all our members with tailored loan solutions that meet their unique needs. For more information on any of our loan products or services listed above including personal banking and online services feel free to reach out at 888-842-6328 during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right financing solution today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to provide you with the purchasing power you need while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the loan information presented is both accurate and trustworthy.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh not only simplifies the search for loans but also leads to significant savings for its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.