Merck Sharp Dohme Federal Credit Union

Merck Sharp & Dohme Federal Credit Union (MSD FCU) is a trusted national financial institution committed to delivering comprehensive banking solutions designed to meet the diverse needs of its members. Established in 1950, MSD FCU has grown to serve over 32,600 members with total assets exceeding $842 million and a strong net worth of more than $84 million. Under the leadership of CEO Dana Defilippis, the credit union offers personalized services backed by a dedicated team of 90 employees.
Members benefit from a full suite of financial products including checking and savings accounts, competitive auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans tailored for debt consolidation. Business banking solutions such as merchant services and business loans support entrepreneurial growth. MSD FCU also provides convenient ATM access, drive-thru banking, and robust online and mobile banking platforms that allow members to manage their finances anytime, anywhere.
With eight branches nationwide and a commitment to member-focused service, Merck Sharp & Dohme Federal Credit Union stands as a reliable partner in helping individuals and businesses achieve their financial goals. Learn more at https://www.msdfcu.org.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Home Equity Loan
5.74 %
5 Yrs - 15 Yrs
90 %
heloc
Home Equity Line of Credit
6.75 %
10 Yrs
$10,000
90 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5.49 %
7 Yrs
Motorcycle
8.49 %
6 Yrs

Introduction

At merck-sharp-dohme, we are dedicated to empowering our members through comprehensive financial services and community-oriented values. Established in 1950, our mission is to provide exceptional service to all, including military members and their families, fostering a sense of trust and belonging. Under the leadership of CEO Dana Defilippis and Board President Thomas Eisenberger, we have built a strong foundation in Chalfont, PA, where our commitment to member-first banking is evident in everything we do.
As a proud member of the National Credit Union Administration (NCUA), we have been ensuring the safety of your deposits since 6/30/1971 0:00. We understand that modern banking requires innovative solutions; therefore, we offer a variety of tools designed for convenience and accessibility. Our services include online banking, a mobile application for managing your finances on-the-go, person-to-person transfers, e-statements for easy record-keeping, mobile payments for seamless transactions, and electronic signature authorization for quick processing. Visit us at https://www.msdfcu.org or reach out via fax at (215) 996-3776 to discover how we can support your financial journey today.

Financial Services

At merck-sharp-dohme, we understand that managing your finances is a critical part of your everyday life. That’s why we offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to tailored auto loans and vehicle financing, we are committed to providing solutions that help you navigate life’s financial milestones. Whether you're looking to refinance your mortgage, consolidate debt with personal loans, or explore business banking options like merchant services and business loans, our dedicated team is here to assist you every step of the way.
In today's fast-paced world, having digital access to your finances is more important than ever. Our online banking platform allows you to manage your accounts conveniently from anywhere, while our mobile application offers additional features such as person-to-person transfers and mobile payments for quick transactions on the go. With e-statements and e-signature capabilities, you can enjoy a seamless banking experience that saves time and enhances security. For those considering membership, our eligibility criteria are straightforward—find out more about how you can join us at http://www.msdfcu.org/personal/become-a-member. And if you’re exploring loan options or want to compare rates, check out https://www.lendmesh.com for helpful insights. Should you need personalized support or have any questions, feel free to reach out via fax at (215) 996-3776; we're always ready to help you achieve your financial goals.

Financial Highlights

In today's fast-paced financial landscape, having a trusted partner like merck-sharp-dohme can make all the difference in achieving your financial goals. With a robust Total Membership of 32,628, we are proud to serve a diverse community that relies on us for their financial needs. Our commitment to excellence is reflected in our impressive Total Assets, which stand at 842,377,347, showcasing our stability and capability to support our members effectively.
At the core of our operations is a strong focus on fiscal responsibility, demonstrated by our Net Worth of 84,942,844 and a commendable Net Worth Ratio of 1,019. This not only highlights our financial health but also assures our members that their assets are safeguarded. In the past year alone, we have achieved a Net Income of 5,699,650, affirming our ability to thrive and reinvest in services that benefit you.
With Total Deposits amounting to 66,862,451 and an extensive portfolio of Total Loans and Leases reaching 25,445, we have positioned ourselves as a reliable source for both savings and lending solutions. Our team of dedicated professionals, comprising 90 employees, works tirelessly to provide personalized service and innovative financial products tailored to your needs.
Whether you're looking for Credit Card options with a Loan Volume of 4,146 or exploring Auto Loans with a Volume of 13,568, we have you covered. Additionally, our involvement in Commercial Loans, totaling 59, underscores our commitment to supporting local businesses and fostering economic growth within our community.
Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We invite you to explore how merck-sharp-dohme can be your valuable partner in navigating your financial journey. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.

Branch services Offered States

PA

Branch Details

Services Offered

  • ATM Services Only

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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