Merck Sharp Dohme Federal Credit Union

Located in the heart of Harleysville, PA, the Merck Sharp & Dohme Credit Union branch at 665 Main St is your local financial partner dedicated to supporting your goals with personalized service. Whether you’re ready to drive away with some of the best auto loans available or exploring low mortgage rates for your dream home, this branch offers expert guidance tailored to your unique needs. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until noon, members enjoy convenient ATM access and drive-thru banking for quick deposits, withdrawals, and simple transactions.
At Merck Sharp & Dohme Harleysville, you’ll find a comprehensive range of services including personal checking and savings accounts, credit cards with rewarding benefits, business banking solutions like merchant services and business loans, plus flexible personal loans for debt consolidation. Robust online and mobile banking platforms empower you to manage your finances anytime, anywhere.
Serving over 32,600 members with assets exceeding $842 million, MSD FCU combines strong community roots with trusted financial expertise. Visit the Harleysville branch or call 215-996-3850 today to experience local service and discover how our top-rated auto financing and mortgage products can help you achieve your financial dreams!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Home Equity Loan
5.74 %
5 Yrs - 15 Yrs
90 %
heloc
Home Equity Line of Credit
6.75 %
10 Yrs
$10,000
90 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5.49 %
7 Yrs
Motorcycle
8.49 %
6 Yrs

Introduction

Welcome to Merck Sharp & Dohme, your trusted partner in financial well-being, located at 665 Main St, Harleysville, PA 19438. Established in 1950, we have been dedicated to serving our community for over seven decades. Our commitment to providing personalized financial solutions has earned us a strong membership base of 32,628 individuals who trust us with their financial needs. At Merck Sharp & Dohme, we pride ourselves on our robust financial health, boasting total assets of $842,377,347 and total deposits amounting to $66,862,451. We understand that every member's journey is unique; that's why we offer a diverse range of services including auto loans, mortgages, personal loans, and credit cards with rewards. Our aim is to support you in achieving your financial goals while ensuring a positive impact on our local community. Led by our dedicated CEO Dana Defilippis and Board President Thomas Eisenberger, our team of 90 employees works tirelessly to provide exceptional service. Whether you need assistance with online banking or have questions about loans, we're here to help. Feel free to visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. For any inquiries or assistance, don't hesitate to reach out at 215-996-3850 or explore more about our offerings at www.msdfcu.org. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. Join us in strengthening your financial future today!

Branch History & Mission

At Merck Sharp & Dohme, located at 665 Main St, Harleysville, PA 19438, we have a proud history that began in 1950. Over the years, our credit union has grown from a small financial institution to a trusted partner for over 32,628 members, all while remaining committed to our mission of providing exceptional financial services and community support. From our humble beginnings, we have consistently focused on meeting the needs of our members. As we evolved, we expanded our range of services to include personal banking products like checking and savings accounts, auto loans, mortgages, and business banking solutions. Today, with total assets exceeding $842 million, we are well-equipped to serve our community in various ways. Our mission statement embodies our dedication: "To provide affordable financial solutions while enriching the lives of our members and supporting our local community." We believe that banking should be accessible and tailored to the unique needs of each member. That's why we offer modern features such as online and mobile banking, person-to-person payment options, and ATM access all designed for convenience and efficiency. In addition to providing excellent financial products, we take pride in being an active part of the Harleysville community. Our outreach efforts include partnerships with local organizations and initiatives aimed at enhancing the lives of those around us. By giving back and supporting community projects, we strive to make a positive impact beyond just banking. While members can visit us at 665 Main St, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out to us at 215-996-3850 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Join us at Merck Sharp & Dohme today and experience how we can help you achieve your financial goals while making a difference in our community. Your journey towards better banking starts here!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for everyone. The building is ADA compliant, featuring ramps and designated parking spots to ensure that all members can visit us without hassle. Plus, with ample parking available right outside our doors, you'll find it easy to pop in for a quick transaction or to discuss your financial goals.

Get in Touch

If you have any questions or want to learn more about what we offer, feel free to call us at 215-996-3850. Our friendly staff is always ready to help! We invite you to stop by our Harleysville branch today and discover how we can assist you in achieving your financial dreams.

Operating Hours

We understand that life can get busy. That's why our doors are open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 12:00 PM. Whether you need assistance during the week or prefer to drop by on the weekend, we're here for you!

Services Offered

Our branch offers a wide array of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're running low on time, take advantage of our drive-thru service for quick deposits or withdrawals without leaving your vehicle. And yes, we have an ATM available for those times when you need cash on the go!

Member Eligibility

At Merck Sharp & Dohme, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you're an employee or retiree of Merck, or if you're related to someone who works there, you're already eligible to join us. We also invite individuals living, working, or attending school in our local area to become part of our family. This means you can enjoy all the benefits of membership, including personalized banking services and competitive loan rates. To learn more about the specific eligibility criteria, feel free to check out this resource: http://www.msdfcu.org/personal/become-a-member. Joining is just a few steps away! You can open your account online at https://my.msdfcu.org/registration, or if you prefer to speak with someone directly, give us a call at (215) 996-3850. Our friendly team is here to guide you through the process and answer any questions you may have. Don't wait become part of the Merck Sharp & Dohme community today at our branch located at 665 Main St Harleysville Pa 19438!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine a busy Saturday when customers flock to your store. With our easy-to-use payment solutions, you can accept payments quickly and securely, ensuring a smooth experience for both you and your customers. Located at 665 Main St Harleysville Pa 19438 in Harleysville, PA, our team is dedicated to helping local businesses thrive. Reach out today at (215) 996-3850 to explore how we can partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $59 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,224,962, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or need quick access to cash, we offer basic drive-thru banking services for deposits, withdrawals, and simple transactions. Our ATMs allow for easy withdrawals and balance checks without stepping inside the branch. At Merck Sharp & Dohme, we strive to create an inclusive community where all members feel valued and supported. Whether you're visiting us in person or utilizing our digital tools, we are here to assist you every step of the way. If you'd like to learn more about how our services can benefit you or if you're ready to start your journey with us today, don't hesitate to give us a call at 215-996-3850. Visit us at msdfcu.org for additional information about opening an account or becoming a member!

Business Banking

If you're a business owner, we offer specialized services like merchant services and business loans to help you grow and manage your enterprise efficiently. Our business banking solutions are designed to support small businesses in navigating their financial journeys.

Home Financing

For those considering homeownership or refinancing an existing mortgage, our mortgage loans offer various options tailored to different financial situations. We understand that buying a home is a significant milestone, and our team is here to guide you through every step of the process.

Loans and Credit Options

In addition to vehicle and mortgage loans, we provide personal loans for debt consolidation or unexpected expenses. Our credit cards come with rewards to make everyday purchases more rewarding. You can earn points or cash back while managing your finances effectively.

Online & Mobile Banking

We prioritize convenience with our online and mobile banking services. You can conduct transactions anytime, anywhere from checking balances to transferring funds right from your phone or computer. Plus, with features like person-to-person payments, managing your money has never been easier.

Personal Banking

Our personal banking options include checking and savings accounts designed for flexibility and convenience. Imagine easily accessing your funds online or through our mobile app while keeping track of your spending with ease. If you're in the market for a new car, our auto loans and vehicle financing options can help make that dream a reality. You can enjoy competitive rates and terms that fit your budget.

Digital & Online Banking

Key Services

With just a few clicks at https://www.msdfcu.org, you can access our 24/7 online banking services. Check your account balances, transfer funds, and pay bills anytime you need. Our mobile application makes it even simpler to stay connected with your accounts, whether you're commuting or relaxing at home. One of the standout features is our ability for person-to-person transfers. Sending money to friends or family is as easy as a few taps on your screen. Plus, if you're always on the go, you'll love our mobile payments feature that lets you make purchases directly from your phone no wallet needed!

Security and Accessibility

We prioritize your security with features like electronic signature authorization, making it safe to sign documents from anywhere. And with e-statements available, you can go green while keeping track of your finances without the clutter of paper statements. Our user-friendly interface ensures that everyone can navigate their accounts easily. You can manage your finances in real-time, giving you peace of mind knowing that you're always in control. At Merck Sharp & Dohme, we believe in making banking accessible and straightforward for all our members. Join us today and experience how our digital and online banking services can simplify your financial life!

Financial Strength

At Merck Sharp & Dohme, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in safe hands. With a net worth of $84,942,844, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,929,713 in share certificates and $189,159,733 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,755,341 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $6,784 in used auto loans and a total of $448,962,874 in loans and leases, supporting members' financial goals across various sectors. Our financial performance is evident with a net income of $5,699,650, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 85 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In summary, the net shares available for lending stand at $0, while total share accounts number at 71,816, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merck Sharp & Dohme is your trusted partner. Visit us at 665 Main St Harleysville Pa 19438 or call 215-996-3850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,059,570 in used vehicle loans and $54,010,340 in new vehicle loans already helping members get on the road. We offer competitive financing options for both new and used vehicles, making it easier for you to find a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $13,224,962 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or other operational costs, we are committed to supporting local businesses. In addition to these offerings, we also provide refinancing options and eligibility assessments tailored specifically for you. Our goal is to ensure that all members have access to financial resources that meet their unique circumstances. For more information about any of our loan products or to discuss your specific needs, please contact us at (215) 996-3850. Our friendly staff is ready to assist you! Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Merck Sharp & Dohme where your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,088,025, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our expert team can guide you through the process and help you find the right solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $15,518,525 in loans helping members manage their finances effectively. With various rewards and benefits available, our credit cards are designed to provide convenience and ease of use while shopping.

Loan Aggregator

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