Merck Sharp Dohme Federal Credit Union

Nestled in the vibrant community of North Wales, the Merck Sharp & Dohme branch at 351 N Sumneytown Pike is your go-to destination for trusted financial solutions. Whether you’re exploring some of the best auto loans available or looking to secure a low-rate mortgage to buy or refinance your home, this branch offers personalized service tailored to help you achieve your goals. Open Monday through Friday from 9:00 a.m. to 5:00 p.m., members enjoy convenient ATM access for quick cash withdrawals and balance checks, making everyday banking simple and efficient.
With over 32,600 members and assets exceeding $842 million, Merck Sharp & Dohme prides itself on delivering a full range of services including personal checking and savings accounts, credit cards with rewarding benefits, business banking solutions, and debt consolidation loans. Their online and mobile banking platforms provide seamless access anytime, anywhere.
Experience friendly, community-focused service at the North Wales branch where top-tier auto financing and competitive mortgage loans meet your unique needs. Visit Merck Sharp & Dohme today or call 215-996-3839 to discover how we can support your financial journey!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Home Equity Loan
5.74 %
5 Yrs - 15 Yrs
90 %
heloc
Home Equity Line of Credit
6.75 %
10 Yrs
$10,000
90 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5.49 %
7 Yrs
Motorcycle
8.49 %
6 Yrs

Introduction

Welcome to Merck Sharp & Dohme! Located at 351 N Sumneytown Pike, North Wales, PA 19454, our branch has been serving the community since 1950. With a rich history and commitment to our members, we are proud to support over 32,628 members in achieving their financial goals. At Merck Sharp & Dohme, we believe in building strong relationships with our members. Our total assets amount to an impressive $842,377,347, demonstrating our stability and reliability as your trusted financial partner. We understand that your needs are unique; that's why we offer a variety of services including personal banking, auto loans, mortgages, credit cards, and business banking solutions. While you can always visit us at our branch for any assistance you need, official correspondence should be sent to our mailing address: 351 N Sumneytown Pike, P.O. Box 1000 UG2-CU, North Wales, PA 19454. Under the leadership of CEO Dana Defilippis and Board President Thomas Eisenberger, our dedicated team of 90 employees is here to ensure you receive exceptional service. Whether you're looking for loans or want to open a savings account, we're committed to providing personalized solutions that fit your lifestyle. With total deposits reaching $66,862,451 and cash reserves of $3,612,940, we stand ready to meet your financial needs. Our goal is not only to help you manage your money but also to empower you towards financial success. Ready to take the next step? Give us a call at 215-996-3839 or explore our website at msdfcu.org to learn more about how we can assist you today!

Branch History & Mission

Community Focus

While we operate primarily at our physical location in North Wales, we also recognize the importance of digital accessibility. With features like electronic signatures and mobile banking applications, we ensure that all members can manage their finances conveniently whether at home or on-the-go. If you need assistance or have questions about your account, don't hesitate to reach out! You can contact us at 215-996-3839 during our lobby hours from Monday to Friday: 9:00 AM - 5:00 PM. For official correspondence, please note that while you can visit us at 351 N Sumneytown Pike, official mail should be sent to 351 N Sumneytown Pike, P.O. Box 1000 UG2-CU, North Wales, PA 19454 if needed. We invite you to join our growing family here at Merck Sharp & Dohme. Experience firsthand how being part of a credit union can enhance your financial journey while contributing positively to your community. Together, let's achieve more!

Our Mission

At Merck Sharp & Dohme, our mission goes beyond just providing banking services; it's about making a meaningful impact in the lives of our members and the community. We believe in empowering individuals by offering a variety of personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are dedicated to fostering financial literacy among our members through workshops and resources designed to help them make informed decisions. Our commitment extends into the community as we actively participate in outreach programs that support local initiatives and charities.

Branch Location & Accessibility

Welcome to Merck Sharp & Dohme, conveniently located at 351 N Sumneytown Pike in North Wales, PA. Nestled in Montgomery County, our branch is easy to find and just a short drive from popular local spots like the North Wales Park and the Montgomery Mall. Whether you're stopping by for personal banking needs or seeking assistance with loans, our location is designed for your convenience. While members can visit us at our branch address, any official correspondence should be sent to the same address: 351 N Sumneytown Pike, North Wales, PA 19454. We pride ourselves on making banking accessible for everyone. Our branch features ADA compliance with ramps for easy entry and parking available right outside. At Merck Sharp & Dohme, we understand that life can get busy. That's why we offer flexible operating hours from Monday to Friday, opening at 9 AM and closing at 5 PM. Need to manage your finances after hours? Our ATM services are available for your convenience, allowing you to withdraw cash or check balances anytime. While we don't have a drive-thru service here, our friendly staff is always ready to assist you inside the branch. We provide a full range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Plus, with our online and mobile banking options, managing your accounts has never been easier. If you have any questions or need assistance before your visit, feel free to give us a call at 215-996-3839. We look forward to welcoming you into our community!

Member Eligibility

Joining the Merck Sharp & Dohme community is like becoming part of a family that genuinely cares about your financial well-being. To be eligible for membership, you simply need to be associated with certain groups or professions, which makes it easy for many people to join. Whether you're an employee of Merck Sharp & Dohme or one of their affiliates, or if you're related to someone who is, you may qualify for membership. It's all about creating a supportive network where everyone can benefit from personalized financial services and competitive rates. You can find more specific eligibility details at this link. Opening an account with us is straightforward and welcoming just visit our online registration page at this link, or feel free to call us at (215) 996-3839 if you have any questions! With our dedicated team ready to assist you, becoming a member at Merck Sharp & Dohme, located at 351 N Sumneytown Pike North Wales Pa 19454, means stepping into a world of opportunities tailored just for you.

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine being able to accept payments seamlessly from customers while managing your finances efficiently. Our merchant services offer tools that simplify transactions, making it easier for you to focus on what you do best running your business. From payment processing solutions to online banking features, we provide the support you need to enhance your operations. Located conveniently at 351 N Sumneytown Pike North Wales Pa 19454 in North Wales, PA, we're here to partner with you every step of the way. Reach out at (215) 996-3839 or visit us today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $59 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,224,962, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're considering purchasing a new car or refinancing an existing auto loan, our auto loans and vehicle financing options make it simple and affordable. With competitive rates, you can drive off with confidence knowing you secured a great deal.

Business Banking Services

For entrepreneurs and business owners, we provide specialized services such as merchant services and business loans. Whether you're starting out or expanding your business, we're here to support your growth.

Convenient Access Points

With our ATM services, accessing cash is easy and convenient. You can withdraw cash or check balances without any hassle at our ATMs. Plus, if you're on the go, remember that our mobile banking app lets you handle all your transactions right from your smartphone. Our commitment extends beyond just offering products; we strive to create lasting relationships with our members by ensuring that every service is accessible and straightforward. If you're interested in exploring what we offer further or have any questions about how we can assist you better, don't hesitate to reach out! Call us at 215-996-3839, or visit us at msdfcu.org today! Experience the difference at Merck Sharp & Dohme where we prioritize your financial well-being!

Credit Cards with Rewards

Looking for a way to earn while you spend? Our credit cards with rewards allow you to earn points for every purchase made. Use these points for cash back or travel rewards making everyday spending more rewarding!

Home Financing Options

For those looking to buy their dream home or refinance an existing mortgage, we provide comprehensive mortgage loans and refinancing solutions. Our experienced team is here to guide you through the process, helping you find the right fit for your financial situation.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively while earning interest on your savings. Imagine having easy access to your funds with our user-friendly online and mobile banking features. You can check your balance, pay bills, and transfer money from anywhere, anytime.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans that can help you cover everything from medical bills to home repairs. Additionally, if you're looking to simplify your finances, our debt consolidation options can combine multiple debts into a single payment with potentially lower interest rates.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to authorize electronic signatures. This means you can complete transactions securely without the need for paper forms. We also offer e-statements, allowing you to view and manage your account statements online saving you time and reducing paper waste. For those who prefer using their smartphones, our mobile application provides all the functionality of our website right in your pocket. You can make mobile payments easily and enjoy person-to-person transfers without any hassle perfect for sending money to friends or family instantly. Our commitment to security ensures that all transactions are protected, giving you peace of mind while you bank online. With these features at your fingertips, real-time account management becomes a breeze. Experience the ease of digital banking with Merck Sharp & Dohme today!

Financial Strength

At Merck Sharp & Dohme, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which is built on trust, transparency, and a commitment to serve our community effectively. With a net worth of $84,942,844, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,929,713 in share certificates and $189,159,733 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $78,755,341 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $6,784 in used auto loans and an impressive $448,962,874 in total loans and leases. Our operational efficiency is reflected in our net income of $5,699,650, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 85 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 71,816, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merck Sharp & Dohme is your trusted partner. Visit us at 351 N Sumneytown Pike North Wales Pa 19454 or call 215-996-3839 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those looking for additional financial support, our total credit lines amount to $95,081,782, providing you with options when you need them most. If you're a business owner, our outstanding commercial loans totaling $13,224,962 provide the capital needed to grow and expand your enterprise. If you're considering refinancing any existing loans or want to explore eligibility options, our team is here to help you navigate those choices. You can contact us at (215) 996-3839, or visit us at our branch located at 351 N Sumneytown Pike North Wales Pa 19454 in North Wales, PA. We're open Monday through Friday from 9:00 AM to 5:00 PM and ready to assist you with all your lending needs. For more detailed information about our offerings, please visit our website at https://www.msdfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's a loan for a vehicle or financing for a home, Merck Sharp & Dohme is committed to supporting you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,059,570 in used vehicle loans and $54,010,340 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,088,025, make buying or refinancing simple. We guide you through the process, ensuring you find the right loan for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $15,518,525 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make your purchases even more rewarding.

Loan Aggregator

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