Merck Sharp & Dohme Credit Union West Point PA: Affordable Auto Loans & Business Banking

Introduction

Welcome to Merck Sharp & Dohme, your trusted financial partner in the heart of West Point, PA. Located at 770 Sumneytown Pike, we have proudly served our community since 1950, establishing a legacy of trust and commitment to our members. With over 32,600 satisfied members and total assets exceeding $842 million, we are dedicated to providing personalized financial solutions tailored to your unique needs. At Merck Sharp & Dohme, we understand that life can be unpredictable. That's why we offer a wide array of services, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our mission is simple: empower you to achieve your financial goals while enjoying competitive rates and exceptional service. While members can visit us at 770 Sumneytown Pike, official correspondence should be sent to the same address for your convenience. We take pride in our strong community presence, with a solid net worth of $84 million and total deposits amounting to $66.9 million. Our experienced team, led by CEO Dana Defilippis and Board President Thomas Eisenberger, is here to ensure you receive the support you deserve. Whether you're looking for a new loan or seeking advice on managing your finances, we're just a phone call away at 215-996-3829. Explore our website at msdfcu.org for more information about our services or to begin your membership journey today! Together, let's build a brighter financial future for you and your family.

Branch History & Mission

Community Focus

Our commitment to the community is evident in our various outreach initiatives. We work closely with local organizations to provide educational resources and support for those looking to improve their financial literacy. Additionally, we are proud to offer services like online banking and mobile payments that make managing finances easier than ever before.

Join Us

As we look ahead, Merck Sharp & Dohme remains devoted to fostering strong relationships within our community while providing top-notch financial services. If you're not yet a member, we invite you to join us and experience firsthand the benefits of being part of a credit union that truly cares about its members' success. For more information on membership eligibility or how to open an account, please visit our website or call us at 215-996-3829. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Merck Sharp & Dohme has evolved significantly over the decades. We started with a vision to provide affordable financial services tailored to the needs of our members. Today, with total assets of approximately $842 million, we continue to uphold that vision while adapting to the changing financial landscape. Our journey reflects our dedication to growth, innovation, and community support.

Our Mission

At the heart of Merck Sharp & Dohme's mission is a commitment to empower our members through personalized financial solutions. We believe in making banking accessible and beneficial for everyone. Whether it's through checking and savings accounts, auto loans, or mortgage financing, we aim to be there for our members every step of the way. Our focus extends beyond just financial transactions; we strive to enhance the overall well-being of our community by actively participating in local outreach programs and partnerships. While members can visit us at 770 Sumneytown Pike for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 4 WP53F-102, West Point, PA 19486.

Branch Location & Accessibility

Call to Action

Ready to experience exceptional service? Come visit us today or give us a call at 215-996-3829! We look forward to helping you reach your financial goals right here at Merck Sharp & Dohme in West Point. Your journey toward better banking starts with us!

Nearby Landmarks

Our branch sits close to several local points of interest, making it easy for you to drop by while running errands or visiting friends. With ample parking available right outside the door, you won't have to worry about finding a spot. We ensure that our facilities are ADA compliant, featuring ramps and accessibility options for all members.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Our friendly staff is ready to assist with everything from personal banking and auto loans to mortgage refinancing and credit card services. While you can visit us at 770 Sumneytown Pike for all your financial needs, please note that official correspondence should be directed to our mailing address at P.O. Box 4 WP53F-102, West Point, PA 19486 if it differs from our physical location.

Services Offered

At Merck Sharp & Dohme, we take pride in offering a variety of services tailored just for you. Our offerings include checking and savings accounts, personal loans, debt consolidation options, and business banking solutions. We also provide ATM access for quick withdrawals and balance checks. Unfortunately, we do not have drive-thru service available at this branch; however, our online and mobile banking options make managing your finances easier than ever.

Member Eligibility

Joining the Merck Sharp & Dohme family is more than just opening an account; it's about becoming part of a welcoming community that truly cares. To become a member, you simply need to meet some friendly eligibility criteria, which are designed to ensure that everyone feels at home here. If you're an employee or a family member of someone who works for Merck Sharp & Dohme, or if you live in the surrounding areas of West Point, PA, you're likely eligible to join us! We encourage you to check out the detailed eligibility requirements at this link for the most current information. Once you've confirmed your eligibility, opening an account is a breeze! You can start your journey with us by visiting our online registration page at this link. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (215) 996-3829. We're here to help and look forward to welcoming you to Merck Sharp & Dohme, located at 770 Sumneytown Pike West Point Pa 19486. Let's build a brighter financial future together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $59 in commercial loans for our members, helping businesses scale and succeed. This funding is designed to provide the flexibility and financial support necessary for your operations, whether it's for purchasing new equipment or managing day-to-day expenses. - With an outstanding commercial loan portfolio of $13,224,962, we continue to drive economic growth by financing new and expanding businesses. Each loan represents a partnership built on trust and mutual success.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Our offerings simplify transactions and streamline payment processes, allowing you to focus on what matters most growing your business. Imagine being able to accept payments seamlessly from customers without worrying about complicated setups or hidden fees. That's what we aim to deliver at Merck Sharp & Dohme. If you are ready to take your business to the next level, visit us at 770 Sumneytown Pike West Point Pa 19486 or call us at (215) 996-3829. Let's build a brighter future together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM services, accessing cash is easy. You can use our ATMs for withdrawals or balance checks without any hassle. Plus, our network ensures you're never far from getting what you need when you're out and about. We invite you to explore all these services at Merck Sharp & Dohme in West Point, PA. Our team is always available at 215-996-3829 during lobby hours from Monday to Friday, 9 AM - 5 PM. We look forward to helping you achieve your financial goals! For more information on becoming a member or opening an account, visit us online at msdfcu.org.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options come with competitive rates and flexible terms. Picture yourself driving away in the car of your dreams without the stress of complicated financing processes. We make it simple and straightforward, ensuring that you can focus on enjoying your new ride.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans tailored to meet the unique needs of small businesses. As a business owner, you can rely on us for financial tools that support growth while simplifying daily operations.

Credit Cards with Rewards

Our credit cards with rewards offer not just purchasing power but also benefits like cash back or travel rewards. Imagine earning points every time you shop or fill up your tank points that lead to exciting rewards! It's a smart way to make everyday spending work for you.

Mortgage Loans & Refinancing

Owning a home is a big step, and our mortgage loans and refinancing services are here to guide you through it. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is ready to assist. You'll appreciate how we walk you through each step, making the process clear and manageable.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts from wherever life takes you. From checking balances to transferring funds or paying bills all at your fingertips!

Personal Banking

Whether you are just starting out or looking to manage your wealth, our personal banking options have something for everyone. We offer checking and savings accounts designed to help you save and manage your money effectively. Imagine effortlessly tracking your finances through our user-friendly online banking platform or mobile app, allowing you to access your accounts anytime, anywhere.

Personal Loans & Debt Consolidation

If you find yourself needing extra funds for unexpected expenses or want to consolidate debt into a more manageable payment plan, our personal loans can provide the relief you need. With straightforward terms and a supportive team, we ensure that borrowing feels less daunting.

Digital & Online Banking

Key Features

Our digital offerings include electronic signature authorization, so signing documents is as simple as tapping a button. You can also choose to receive e-statements instead of paper ones, making it easier to keep track of your accounts while helping the environment. For those on the go, our mobile application ensures you have access to all these features right from your smartphone. You can enjoy mobile payments, making it convenient to shop without carrying cash or cards. Additionally, our person-to-person transfer feature allows you to send money to friends and family quickly and easily.

User-Friendly Experience

Navigating your accounts is straightforward with our user-friendly interface. Whether you're a tech whiz or new to online banking, you'll find everything easy to use. From real-time account management to instant access to services, we aim to provide an enjoyable experience for all members. In short, Merck Sharp & Dohme is committed to offering reliable digital and online banking solutions that fit into your lifestyle seamlessly. Join us today and discover how effortless managing your finances can be!

Financial Strength

Commitment to Growth

Our $78,755,341 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $6,784 in used auto loans and $448,962,874 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Trust

With total share accounts reaching 71,816, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, showcasing our commitment to providing accessible funds for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merck Sharp & Dohme is your trusted partner. Visit us at 770 Sumneytown Pike West Point Pa 19486 or call (215) 996-3829 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us! We have $213,929,713 in share certificates and $189,159,733 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance shows through our $5,699,650, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 85 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $84,942,844, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

We encourage you to explore all our loan offerings at our branch located at 770 Sumneytown Pike, West Point, PA 19486. For any questions or further assistance regarding eligibility or refinancing options, feel free to give us a call at 215-996-3829 during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whatever your financial needs may be, Merck Sharp & Dohme is here to support you every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,059,570 in used vehicle loans and $54,010,340 in new vehicle loans already helping members get on the road. Whether you choose a new or used vehicle, our flexible financing options make it easy for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,088,025, make buying or refinancing simple. We also provide various refinancing options to ensure you find the right fit for your financial situation.

Personal and Credit Card Loans

In addition to auto and mortgage loans, we offer unsecured credit card loans with a total of $15,518,525 available to help members manage their finances effectively. These credit cards come with flexible terms and rewards that can benefit your everyday spending. For those interested in business financing, our outstanding commercial loans totaling $13,224,962 provide essential capital for growth and expansion.

Loan Aggregator

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MERCK SHARP & DOHME FEDERAL CREDIT UNION - West Point, PA

Type of Loan Offerings

Home Equity Loans

Vehicle Loans