At Ferguson, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to empowering our members through exceptional service and innovative banking solutions. Established in 1968 and headquartered in Monticello, MS, our mission is to provide accessible financial services that enhance the lives of those we serve. Under the leadership of CEO Vernon Clevenger and Board President Lynell James, we strive to create a welcoming environment where all members can achieve their financial goals.

As an NCUA-insured credit union since January 4, 1971, Ferguson ensures that your deposits are safe and secure. We embrace modern banking tools that make managing your finances easier than ever. With features like online banking, a user-friendly mobile application, person-to-person transfers, electronic statements, mobile payments, and e-signature authorization, we are committed to providing our members with convenience and flexibility. Explore our services at https://fergusonfcu.org/ or reach out to us via fax at 6015874038 to learn how we can assist you on your financial journey.

At Ferguson Federal Credit Union, we understand the diverse financial needs of our members in Mississippi. Our comprehensive range of services includes personal banking with checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans for debt consolidation. For those looking to grow their small businesses, we offer business banking solutions that encompass merchant services and business loans. With a commitment to convenience and accessibility, we provide online banking and a mobile application that allows members to manage their finances on-the-go. Features such as person-to-person transfers, mobile payments, e-statements, and e-signatures further enhance your banking experience, making it easier to navigate everyday transactions while planning for significant life milestones.

Joining Ferguson Federal Credit Union is straightforward, with eligibility details available at http://fergusonfcu.org/become-a-member . We aim to empower our members by providing not only traditional banking services but also the tools necessary to thrive financially. Whether you are looking to check loan rates or compare options, our partnership with platforms like https://www.lendmesh.com/loans/vehicle_loans ensures you can make informed decisions regarding your financial future. If you have any questions or need personalized support, feel free to reach out via fax at (601) 587-4038. At Ferguson Federal Credit Union, we're dedicated to helping you achieve your financial goals with tailored solutions designed just for you.

Ferguson Federal Credit Union is more than just a financial institution; it is a trusted partner dedicated to empowering its members and supporting their financial journeys. With a robust Total Membership of 10,318, we have built a community that values mutual support and shared success. Our commitment to excellence is reflected in our impressive Total Assets of 91,574,750, showcasing our stability and capacity to serve our members effectively.

At Ferguson, we prioritize the financial health of our community, which is evidenced by our solid Net Worth of 9,966,606. This strong foundation allows us to navigate challenges and continue providing essential services without the burden of Total Borrowings, ensuring peace of mind for our members. While our current Net Income stands at -522,014, we remain focused on long-term growth and sustainability.

Our members entrust us with their finances, as demonstrated by the significant Total Deposits amounting to 4,891,129. We recognize this responsibility and strive to offer competitive rates across various financial products, with a diverse portfolio that includes 3,511 loans and leases designed to meet individual needs. From auto loans, with an impressive volume of 2,024, to commercial loans totaling 49, we are committed to facilitating both personal and business financial aspirations.

Our dedicated team of Total Employees numbering 50 works tirelessly to ensure that every member receives personalized service tailored to their unique circumstances. Our Net Worth Ratio of 1,084 further underscores our strength within the industry, giving members confidence in choosing us as their financial partner.

As we look towards the future, Ferguson Federal Credit Union remains steadfast in its mission to provide transparency, accessibility, and support for all members. To explore your options for financing or refinancing needs, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .