FERGUSON FEDERAL CREDIT UNION

Welcome to Ferguson at our Brookhaven Branch, located at 352 Brookhaven St, Brookhaven, MS 39601. Since our establishment in 1968, we have proudly served our community, growing to a total membership of over 10,318 members. At Ferguson, we believe in building strong relationships with our members and providing them with the tools they need to achieve financial success. Our credit union is dedicated to creating a positive impact through various financial services, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. With total assets of $91,574,750 and total deposits reaching $4,891,129, we are well-positioned to support your financial goals. Led by our CEO Vernon Clevenger and Board President Lynell James, our team of 50 employees is committed to offering reliable service tailored to your needs. We also prioritize convenience with features like online and mobile banking, ATM access, and drive-thru services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1026 E Broad St, Monticello, MS 39654. With a focus on member satisfaction and community engagement, Ferguson is here to guide you every step of the way. Feel free to reach out at (601) 587-4037 or explore more about us on our website fergusonfcu.org. Join us today and experience the difference that comes with being part of the Ferguson family!

Welcome to Ferguson, a credit union that has been a cornerstone of the Brookhaven community since its establishment in 1968. With a proud history spanning over five decades, we have grown alongside our members, evolving from a small financial institution into a trusted partner for more than 10,300 individuals and families in our region. Located at 352 Brookhaven St, Brookhaven, MS 39601, we invite you to stop by and discover what makes us unique. Ferguson was founded with a clear mission: to provide accessible financial services while supporting the dreams and aspirations of our members. We believe that everyone deserves the opportunity to achieve their financial goals without compromising on service or community support. Over the years, our total assets have reached an impressive $91,574,750, enabling us to offer a wide array of products from checking and savings accounts to auto loans and mortgages. Our commitment goes beyond just banking; we strive to uplift our community through various outreach programs and partnerships. We are dedicated to making a positive impact in Brookhaven and surrounding areas. Whether it's through financial education initiatives or local sponsorships, we aim to be an active participant in fostering growth within our neighborhoods. While our mailing address is different 1026 E Broad St, Monticello, MS 39654 members can always visit us at our branch in Brookhaven for all their banking needs. Our operating hours are convenient too: Monday through Friday from 9 AM to 4 PM. At Ferguson, we understand the importance of modern banking solutions. That's why we offer online banking services, mobile payments, and access to ATMs for easy transactions. Additionally, our drive-thru service ensures that you can handle your banking needs quickly and efficiently. We invite you to join Ferguson and experience the difference that community-focused financial services can make in your life. Together, we can build a brighter financial future for you and your family! If you're ready to become a member or want more information about our offerings, please visit us online at fergusonfcu.org or call us at 601-587-4037.

Becoming a member of Ferguson is like joining a welcoming family where your financial goals matter. We invite you to explore membership if you live, work, worship, or attend school in the Brookhaven area. It's our way of ensuring that our community thrives together! For more detailed eligibility criteria, you can visit us at http://fergusonfcu.org/become-a-member . Joining is simple and rewarding. At Ferguson, we offer a variety of services tailored to fit your needs, from checking and savings accounts to loans and online banking options. Ready to take the next step? You can open your account easily by visiting this link: http://fergusonfcu.org/online-banking-enrollment . If you have any questions or need assistance, feel free to give us a call at (601) 587-4037. We're here to help you every step of the way!

At Ferguson, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, ensuring that your financial needs are met with care and professionalism. With a net worth of $9,966,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust framework reflects our dedication to protecting your investments while fostering growth. Members' savings are secured through $28,945,403 in share certificates and $8,798,830 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,852, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,144,214 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $59,405,108 in total loans and leases and 1,012 used auto loans available to help you achieve your financial goals across various sectors. Our operational efficiency is reflected in our -$522,014 net income, demonstrating our commitment to improving our financial strategies for the benefit of all members. We also take pride in having 49 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 18,742, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ferguson is your trusted partner. Visit us at 352 Brookhaven St., Brookhaven MS 39601 or call 601-587-4037 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to make informed choices without the stress of sifting through numerous options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees fair and transparent offers, so users can trust that they are getting reliable information. The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how valuable this tool can be for those looking to save money on loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.