FERGUSON FEDERAL CREDIT UNION - Monticello, MS

Welcome to Ferguson, your trusted partner in financial growth and community support, located at 577 Na Sandifer Hwy, Monticello, MS 39654. Since our establishment in 1968, we have been dedicated to serving our members with personalized banking solutions that cater to their unique needs. With a growing membership of over 10,300 individuals, we pride ourselves on being a cornerstone of the Lawrence County community. At Ferguson, we understand the importance of financial security and accessibility. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business financing. Our total assets stand strong at $91,574,750, while our commitment to member satisfaction has resulted in total deposits of $4,891,129. Whether you are looking for an auto loan or need assistance with everyday banking tasks, our experienced team is here to guide you every step of the way. Led by CEO Vernon Clevenger and Board President Lynell James, our dedicated staff of 50 employees is committed to providing exceptional service. We believe in building lasting relationships with our members based on trust and transparency. Our state-of-the-art online and mobile banking services ensure that you can manage your finances conveniently from anywhere. For any official correspondence, please note that while members can visit us at our branch address, mail should be directed to 1026 E Broad St, Monticello, MS 39654. As part of our commitment to the community and our members' financial wellness, we invite you to reach out to us at (601) 806-3328 or visit our website at fergusonfcu.org for more information about how we can help you achieve your financial goals. Join us today and experience the Ferguson difference!

At Ferguson, we are proud of our rich legacy that began in 1968. Since opening our doors at 577 Na Sandifer Hwy in Monticello, MS, we have been dedicated to serving our community with integrity and commitment. Over the years, we have grown alongside our members, building lasting relationships and expanding our services to meet their evolving needs. Today, Ferguson boasts a total membership of over 10,000 individuals who trust us for their financial well-being. Our assets have reached an impressive $91,574,750, allowing us to offer a wide range of products and services tailored to both personal and business banking. Our mission is simple yet profound: to empower our members by providing accessible financial solutions while fostering a supportive community spirit. While members can visit us at our branch location in Monticello, official correspondence should be sent to our mailing address at 1026 E Broad St, Monticello, MS 39654. This ensures that all communications are handled efficiently as we strive to serve you better. Our operating hours are designed with your convenience in mind. We welcome you from Monday to Thursday between 8:00 AM and 4:00 PM, on Fridays from 9:00 AM to 5:00 PM, and on Saturdays from 8:30 AM to 12:00 PM. Additionally, we offer ATM availability and drive-thru banking for quick transactions. Ferguson is more than just a credit union; we are a vital part of the Lawrence County community. We pride ourselves on our partnerships and outreach efforts that aim to uplift those around us. Whether it's through educational programs or local sponsorships, we believe in giving back and supporting the growth of our neighbors. As technology advances, so do we. Ferguson embraces digital innovations such as online banking and mobile payments to enhance your experience while ensuring ADA compliance for accessibility. Our commitment extends beyond financial services; it's about creating an inclusive environment where everyone feels valued. Join us today at Ferguson! Experience firsthand how we can assist you in achieving your financial goals while being part of a caring community. For more information or to become a member, please call us at 601-806-3328 or visit our website at fergusonfcu.org. Together, let's build a brighter future!

Becoming a member of Ferguson is like joining a family where everyone looks out for each other. If you're interested in joining us at our Monticello branch located at 577 Na Sandifer Hwy Monticello Ms 39654, you'll be pleased to know that eligibility is quite simple. To qualify, you just need to live, work, or worship in the Lawrence County area, or be related to someone who is already a member. This means that many people can easily become part of our community and enjoy the benefits of being a member. At Ferguson, we take pride in offering personalized financial services tailored to your needs whether it's checking and savings accounts, loans, or credit cards with rewards. The good news is that opening an account is straightforward! You can find more details about eligibility and how to get started by visiting our website at http://fergusonfcu.org/become-a-member . If you have any questions or need assistance, feel free to reach out at (601) 806-3328. We're here to help you every step of the way as you begin your journey with us!

At Ferguson, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. As your trusted credit union located at 577 Na Sandifer Hwy, Monticello, MS 39654, we are dedicated to maintaining a strong financial foundation that ensures your peace of mind. With a net worth of $9,966,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,945,403 in share certificates and $8,798,830 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,852, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,144,214 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $59,405,108 in total loans and leases and $1,012 in used auto loans. While our current net income stands at -$522,014, this reflects the challenges we've faced recently. However, it also highlights our commitment to improving operational efficiency so that we can continue offering competitive loan rates and solid financial products for our members. We are proud to have 49 full-time employees and 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable and committed team. With a total of 18,742 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ferguson is your trusted partner. Visit us at 577 Na Sandifer Hwy or call us at 601-806-3328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*