FERGUSON FEDERAL CREDIT UNION

Welcome to Ferguson, your trusted financial partner located at 500 Main Ave, New Hebron, MS 39140. Established in 1968, our credit union has been dedicated to serving our community for over five decades, fostering a sense of belonging and support among our 10,318 members. With total assets of $91,574,750 and deposits totaling $4,891,129, we pride ourselves on providing reliable financial services tailored to meet your needs. At Ferguson, we understand that banking is not just about numbers; it's about people. Our mission is to empower you with the resources and guidance necessary for achieving your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help. While members can visit us at our branch location, official correspondence should be sent to 1026 E Broad St, Monticello, MS 39654. If you have any questions or would like to learn more about our services such as personal loans, credit cards with rewards, or business banking options please reach out to us at 601-587-4037. Led by CEO Vernon Clevenger and Board President Lynell James, we are committed to ensuring your experience at Ferguson is as seamless as possible. With a dedicated staff of 50 employees, we strive to create a welcoming atmosphere where every member feels valued. Join us today and discover the difference a member-focused credit union can make in your financial journey! For more information or to open an account online, visit us at fergusonfcu.org.

Becoming a member of Ferguson is like joining a close-knit family that values your financial well-being. If you live, work, or worship in the New Hebron area or are an immediate family member of an existing member, you're already on your way to enjoying all the benefits we offer. We focus on supporting our community and providing personalized financial services to meet your needs. For more specific eligibility details, feel free to check out this resource: http://fergusonfcu.org/become-a-member . Opening an account with us is a breeze! Just visit our website at http://fergusonfcu.org/online-banking-enrollment , and you'll find everything you need to get started. If you have any questions along the way, don't hesitate to give us a call at (601) 587-4037. We're here to help you every step of the way as you join our welcoming community at Ferguson, located at 500 Main Ave Newhebron Ms 39140.

At Ferguson, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial needs, ensuring that you can rely on us now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $9,966,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,945,403 in share certificates and $8,798,830 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,852, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $10,144,214 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,012 in used auto loans and a total of $59,405,108 in loans and leases available. While it's important to acknowledge the challenges we've faced reflected in our recent net income of -$522,014 we remain dedicated to operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 49 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 18,742, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ferguson is your trusted partner. Visit us at 500 Main Ave Newhebron MS 39140 or call 601-587-4037 to learn more about how we can help you achieve your financial goals.