Welcome to Cottonwood Community, a trusted financial institution proudly serving our members since 1942. Located in the heart of Cottonwood, ID, we are dedicated to empowering our community through comprehensive financial services tailored to meet your needs. Under the leadership of CEO Clinton Holthaus and Board President Brandy McElroy, our mission is to foster financial growth and well-being for everyone we serve, including military members and their families. We understand the importance of trust and accessibility in banking, which is why we have implemented modern tools like online banking, person-to-person transfers, e-statements, and electronic signature authorization to make managing your finances easier than ever.

As an NCUA-insured credit union since July 16, 1971, our members can rest assured that their savings are safe with us. With total assets exceeding $249 million and a commitment to member-first service, Cottonwood Community is equipped to offer a wide range of financial products—from personal banking solutions such as checking and savings accounts to auto loans, mortgages, and business banking services. We invite you to explore how we can support your financial journey by visiting our website at https://ccfcu.co/ or reaching out via fax at 2089627310. Join us in building a financially empowered community where everyone can thrive together.

At Cottonwood Community, we understand that financial needs can vary greatly from member to member, which is why we offer a comprehensive suite of services designed to support your everyday banking needs, future aspirations, and business growth. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans for debt consolidation. For small businesses, we provide tailored services including merchant services and business loans, ensuring you have the resources necessary to thrive. With our commitment to delivering a seamless banking experience, we also provide ATM and cash withdrawal services along with convenient drive-thru banking.

In today’s digital age, having access to your finances anytime and anywhere is crucial. That’s why Cottonwood Community offers robust online banking capabilities that allow you to manage your accounts effortlessly. While we currently do not have a mobile app or mobile payment options available, our online platform provides features such as person-to-person transfers and e-statements for easy tracking of your financial activity. Our e-signature option simplifies document handling, making it easier than ever for you to complete transactions remotely. Whether you’re planning for life milestones or looking for efficient ways to manage your finances, our services are designed with your convenience in mind. If you’re curious about membership eligibility or want to explore various loan options available through competitive rates, please visit or check out our loan comparison tool at https://www.lendmesh.com/loans/personal_loans . For personalized assistance or inquiries, feel free to reach out via fax at (208) 962-7310; we're here to help you every step of the way.

Cottonwood Community Credit Union has established itself as a trusted financial partner for its members, reflecting a commitment to service excellence and community impact. With a robust Total Membership of 9,772, we pride ourselves on fostering strong relationships that empower individuals and families in our community. Our Total Assets stand at an impressive 249,031,019, demonstrating our stability and the trust placed in us by our members.

At Cottonwood Community, we prioritize financial health, evidenced by our Net Worth of 36,406,826 and a remarkable Net Worth Ratio of 1,462. This solid foundation enables us to operate effectively while providing competitive rates and services tailored to meet diverse financial needs. Our strong performance is further highlighted by a consistent Net Income of 2,357,464, which allows us to reinvest in innovative solutions for our members.

The credit union's commitment to serving its community is reflected in its Total Deposits, amounting to 6,488,171, and the extensive range of financial products offered, including over 7,670 loans and leases designed for every stage of life. We maintain a dedicated workforce of Total Employees reaching 43, each committed to delivering personalized service that makes banking accessible and straightforward.

Our loan offerings include a notable Auto Loan Volume of 7,434 and support for local businesses with Commercial Loans totaling 348. These metrics underline our role as not just a lender but also a key player in the economic growth of our region. Importantly, we have maintained zero Total Borrowings, further enhancing our credibility as a financially responsible institution.

In an era where transparency is vital, we encourage prospective members to examine our performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today at Cottonwood Community Credit Union, where your financial aspirations are nurtured with trust and care. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.