COTTONWOOD COMMUNITY FEDERAL CREDIT UNION - Cottonwood, ID

Welcome to Cottonwood Community, your trusted financial partner in the heart of Cottonwood, Idaho! Established in 1942, we have been dedicated to serving our community for over 80 years. Located at 316 Main St, Cottonwood, ID 83522, our branch is more than just a place for banking; it's a hub where you can connect with friendly faces who care about your financial well-being. With a robust membership of 9,772 and total assets exceeding $249 million, we pride ourselves on being a reliable choice for personal and business banking needs. Whether you're seeking auto loans, mortgages, or simple checking accounts, our diverse services are designed to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 507, Cottonwood, ID 83522. We understand that life is busy, which is why our lobby hours are convenient open from 8:00 AM to 5:00 PM, Monday through Friday. You can also reach us by phone at 208-962-3451 if you have any questions or need assistance. Our commitment to the community goes beyond just banking. Under the leadership of CEO Clinton Holthaus and Board President Brandy McElroy, we strive to provide exceptional service while ensuring that our members' financial needs are met. Our net worth stands strong at $36,406,826, showcasing our stability and dedication to your future. Join us at Cottonwood Community and experience personalized service like never before! Visit our website at ccfcu.co to learn more about our offerings or stop by today! We look forward to being part of your financial journey.

Becoming a member of Cottonwood Community is like joining a close-knit family that supports your financial journey every step of the way. Located at 316 Main St Cottonwood Id 83522, we welcome anyone who shares our community values and meets our eligibility criteria. Generally, you may qualify if you live, work, or worship in our service area, or if you have a family member who is already a member. This means that joining us could be just one connection away! By becoming a member, you gain access to personalized services and competitive rates on loans and savings accounts, making your financial goals more attainable. The process to open an account is simple and straightforward. You can find all the details on how to get started by visiting https://onlinebanking.ccfcu.co/login.aspx?v=enroll . If you have any questions or need assistance, feel free to reach out to us at (208) 962-3451. For the most current information about eligibility requirements, check out our dedicated page at . We're excited to welcome you into the Cottonwood Community family!

At Cottonwood Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial performance, which reflects our commitment to serving you. With a net worth of $36,406,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,462 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $65,160,920 in share certificates and $48,556,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,999,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,717 in used auto loans and $165,431,458 in total loans and leases. Our $2,357,464 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 22,918, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cottonwood Community is your trusted partner. Visit us at 316 Main St Cottonwood Id 83522 or call (208) 962-3451 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.