COTTONWOOD COMMUNITY FEDERAL CREDIT UNION

Welcome to Cottonwood Community, your trusted financial partner since 1942! Located at 1 S Main St, Kooskia, ID 83539, our branch has been serving the community with dedication and care for over 80 years. With a proud membership of 9,772 and total assets amounting to an impressive $249,031,019, we are committed to providing personalized banking solutions tailored to meet your needs. At Cottonwood Community, we believe in the power of community. Our leadership team, headed by CEO Clinton Holthaus and Board President Brandy McElroy, is devoted to ensuring that every member feels valued and supported. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we have you covered. Our total deposits stand at $6,488,171, reflecting the trust our members place in us. While members can visit us at our Kooskia branch, official correspondence should be sent to PO Box A, Kooskia, ID 83539. We also offer convenient services like online banking and an ATM for easy access to your funds. With a dedicated team of 43 employees, we're here to assist you Monday through Friday from 9:00 AM to 5:00 PM. Our mission goes beyond just banking; we aim to uplift our community by providing financial education and support. With a net worth of $36,406,826 and cash on hand of $2,076,528, we're well-equipped to help you achieve your financial goals. Ready to experience the difference with Cottonwood Community? Give us a call at 208-926-0089 or visit our website at ccfcu.co today! Your financial journey starts here.

At Cottonwood Community, we are proud of our rich history and commitment to serving the people of Kooskia, Idaho. Established in 1942, our branch has grown alongside this vibrant community, evolving from a small local institution into a trusted financial partner for nearly 10,000 members. Located at 1 S Main St, Kooskia, ID 83539, we sit at the heart of this town, making it easy for our members to access our services. Our mission is clear: to empower individuals and families with the financial tools they need to achieve their dreams. We offer a wide range of services including personal banking accounts, auto loans, mortgages, business banking solutions, and more. As we continue to grow, we maintain a focus on providing personalized service that puts our members first. While members can visit us at 1 S Main St for all their banking needs, official correspondence should be sent to PO Box A, Kooskia, ID 83539. Over the years, Cottonwood Community has made significant strides in ensuring that we meet the needs of our community effectively. With total assets now reaching $249031019, we've been able to expand our offerings and improve our facilities. Our drive-thru service and ATM availability make banking convenient for everyone in the area. We believe in embracing technology as well; our online banking platform allows members to manage their finances easily from anywhere. Community support is also central to our mission. We actively participate in local outreach efforts and partnerships that enhance life in Kooskia and surrounding areas. Whether it's sponsoring local events or providing financial education workshops, we strive to make a positive impact beyond just banking. As we look forward to the future, Cottonwood Community remains dedicated to fostering growth and stability for all our members. If you're looking for a credit union that truly cares about its community and offers exceptional financial services tailored just for you, we invite you to join us. Experience the difference at Cottonwood Community where your financial journey begins! For more information or to open an account today, please visit our website or call us at 208-926-0089 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday.

At Cottonwood Community, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to enjoy a range of financial services designed with your needs in mind, we invite you to explore membership with us. Generally, anyone who lives, works, worships, or attends school in the local community is eligible to join. This means that if you have a connection to our area, you can benefit from our personalized service and member-focused offerings. To find out more about specific eligibility details, feel free to check our resources at . Getting started is simple! You can open an account online by visiting https://onlinebanking.ccfcu.co/login.aspx ?v=enroll or give us a call at (208) 926-0089 for any questions you might have. Our team is excited to help guide you through the process and answer any questions. Join us at Cottonwood Community, located at 1 S Main St Kooskia Id 83539, and start enjoying the advantages of being part of our community today!

At Cottonwood Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when it comes to your finances, you need a credit union you can trust. That's why we're proud to share insights into our financial strength, which underscores our commitment to you. With a net worth of $36,406,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,462 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $65,160,920 in share certificates and $48,556,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,999,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,717 in used auto loans and $165,431,458 in total loans and leases. Our operational efficiency is reflected in our $2,357,464, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,843. Total Share and Deposit Accounts: 22,918, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cottonwood Community is your trusted partner. Visit us at 1 S Main St Kooskia Id 83539 or call (208) 926-0089 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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