COTTONWOOD COMMUNITY FEDERAL CREDIT UNION

Welcome to Cottonwood Community at our Craigmont Branch, located at 200 W Main Street, Craigmont, ID 83523. Since our establishment in 1942, we have dedicated ourselves to serving our members and the surrounding community with trust and reliability. With nearly 10,000 members and total assets reaching an impressive $249,031,019, we pride ourselves on being a cornerstone of financial support in Lewis County. At Cottonwood Community, we understand that every member's financial journey is unique. Our commitment to providing personalized service is reflected in our diverse offerings, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. With a total loan portfolio of 7,670 loans, we help turn dreams into reality while ensuring your money is secure with total deposits of $6,488,171. While members can visit us at our Craigmont branch for all their banking needs, official correspondence should be sent to P.O. 277, Craigmont, ID 83523. Our team of 43 dedicated employees is led by our CEO Clinton Holthaus and Board President Brandy McElroy, who both work tirelessly to enhance your banking experience. With a net worth of $36,406,826 and cash in hand amounting to $2,076,528, you can trust that your financial well-being is in capable hands. We invite you to explore the benefits of membership today! Whether you're looking for personal banking solutions or need assistance with business loans our doors are open Monday through Friday from 9:00 AM to 5:00 PM. For more information about our services or to speak with a representative, don't hesitate to call us at (208) 924-0225 or visit our website at Cottonwood Community. Join us in building a brighter financial future together!

At Cottonwood Community, becoming a member feels like joining a friendly family where everyone supports each other. If you're looking to take the next step in your financial journey, we warmly welcome you! To be eligible for membership at Cottonwood Community, you typically need to live, work, or worship in the local area. This includes residents of Craigmont and surrounding communities, ensuring that our members share a close connection with one another. For more detailed eligibility criteria, feel free to check out this resource: Eligibility Details. Joining us is straightforward! You can open an account online or visit us at our branch located at 200 W Main Street Craigmont Id 83523. Our friendly staff is ready to assist you with any questions you might have. If you'd prefer to chat over the phone, give us a call at (208) 924-0225. We can't wait to welcome you into our community and help you achieve your financial goals!

At Cottonwood Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust that your money is safe and well-managed, and we are proud to share our financial strength with you. Our net worth stands at an impressive $36,406,826, showcasing our strong financial health. This allows us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 1462 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $65,160,920 in share certificates and $48,556,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,999,112 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $16,543,1458 in total loans and leases and $3,717 in used auto loans. Our operational efficiency is reflected in our net income of $2,357,464, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. With a total of 22,918 share accounts, it's clear that many people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cottonwood Community is your trusted partner. Visit us at 200 W Main Street Craigmont Id 83523 or call 208-924-0225 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.