Introduction
On September 11, 2025, savvy vehicle shoppers can take advantage of some standout credit union loan rates that make financing a breeze. The lowest APR available today is an impressive 2.00% for “Other” vehicle loans at Atlanta Postal Credit Union, making it a top pick for those looking beyond just cars—think boats, trailers, or RVs. For traditional auto loans, Vystar offers a solid 2.94% rate, holding steady from last week and beating many competitors. Motorcycle enthusiasts should keep an eye on the University of Kentucky’s consistent 7.74% rate, while recreational vehicle buyers can find competitive options like Baxter’s 5.69% to 7.69% range. Notably, Delta Community’s auto loan rates have stayed stable but still span widely up to 16.09%, so it pays to shop smart and lock in the lower end if you qualify. Meanwhile, Baxter has trimmed its recreational loan offerings to a tighter band, signaling strong focus there. Whether you’re upgrading your family ride or diving into a new hobby with powersports financing, now is the time to explore these low-rate opportunities and save on your next loan.
New - Vehicle Loans
Credit Union
Product
2025-09-11
(Current Day)
(Current Day)
2025-09-04
(7 Days Ago)
(7 Days Ago)
2025-08-27
(15 Days Ago)
(15 Days Ago)
2025-08-12
(30 Days Ago)
(30 Days Ago)
2025-07-28
(45 Days Ago)
(45 Days Ago)
2025-07-13
(60 Days Ago)
(60 Days Ago)
2025-06-13
(90 Days Ago)
(90 Days Ago)
Auto
3.79 - 16.09
3.79 - 16.09
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
Other
3.79 - 17.49
3.79 - 17.49
6.59 - 17.79▲ 280 bps
6.59 - 17.79▲ 280 bps
6.59 - 17.79▲ 280 bps
6.59 - 17.79▲ 280 bps
ATLANTA POSTAL CREDIT UNION
As of September 11, 2025, Atlanta Postal’s new vehicle loan rates remain steady with no changes over the past 7 days. New Auto loans range from 4.74% to 17.99% APR, while Other vehicle loans offer the lowest starting rate at 2.00% APR, ideal for budget-conscious members. Recreational loans hold steady between 6.74% and 17.99% APR. For members seeking affordable financing, explore the “Other” loan category for the best starting rates. Additionally, consider longer-term options to lower monthly payments without sacrificing competitive APRs.
VYSTAR CREDIT UNION
As of September 11, 2025, Vystar’s New Auto Loan maintains a competitive 2.94% APR, unchanged from both 7 and 30 days ago. Notably, this rate represents a significant improvement compared to the higher 5.54% - 8.59% APR seen 15 days ago, reflecting a strong return to affordability for members. For those financing new vehicles, locking in this low rate now offers excellent value. Consider longer-term loans if you want to lower monthly payments while benefiting from today’s attractive rates.
TYNDALL FEDERAL CREDIT UNION
As of September 11, 2025, Tyndall’s New Auto Loan rates remain steady at 3.24% to 6.74% APR, showing no change over the past 7 days. This consistent rate range offers members reliable financing options for new vehicles without fluctuations. For those seeking manageable monthly payments, exploring longer-term loan programs may provide additional affordability. Staying informed on rate stability helps members plan their vehicle purchases confidently with Tyndall’s competitive new auto loan offerings.
BAXTER CREDIT UNION
As of September 11, 2025, Baxter's new auto loan rates remain steady at 3.64% to 6.39% APR, showing a notable drop from 4.39% - 7.69% fifteen days ago. This represents improved affordability for members seeking new vehicles. The recreational vehicle loan rates are newly available at 5.69% to 7.69% APR, offering fresh financing options. For those prioritizing lower monthly payments, exploring longer-term new auto loans could provide better budget flexibility. Keep an eye on these competitive rates to make informed financing decisions today.
DELTA COMMUNITY CREDIT UNION
As of September 11, 2025, Delta Community’s new Auto loan rates remain steady at 3.79% - 16.09% APR, holding firm from last week but down from 4.69% - 16.39% fifteen and thirty days ago. Similarly, the New Other vehicle loans hold at 3.79% - 17.49% APR, improving notably from 6.59% - 17.79% a month ago. Members seeking affordability should consider these low starting rates on both products. For manageable payments, explore longer-term loan options to balance monthly costs while securing competitive rates today.
POLISH & SLAVIC FEDERAL CREDIT UNION
As of September 11, 2025, Polish Slavic’s New Auto Loan rates remain steady at 3.95% to 5.99% APR, unchanged over the past 7 days. This consistency offers members a reliable opportunity to finance new vehicles at competitive rates. For those seeking affordability, the lower end of the range at 3.95% APR provides excellent value. Consider longer-term loan options to reduce monthly payments while locking in these stable rates. Staying informed on rate trends can help you plan your vehicle purchase with confidence.
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
As of September 11, 2025, University of Kentucky's new vehicle loan rates remain steady over the past week. New Auto loans hold an attractive APR range of 3.99% to 6.49%, offering one of the most affordable financing options for members. Motorcycle loans stay fixed at 7.74% APR, while the Other vehicle loans range between 6.99% and 8.24% APR. With no recent rate changes, now is a good time to consider longer-term new auto loans for manageable monthly payments and stable financing costs.
ALABAMA ONE CREDIT UNION
As of September 11, 2025, Alabama One’s new auto loan rate remains steady at 3.99% APR, unchanged over the past 7 days. This consistent rate offers members an affordable financing option for new vehicles without recent fluctuations. For those planning a purchase, locking in this stable 3.99% APR now can secure predictable payments. Consider comparing loan terms to find the best fit—longer terms may lower monthly payments while keeping costs manageable. Staying informed on these rates helps members make confident financing decisions.
CONSUMERS CREDIT UNION
As of September 11, 2025, Consumers 68588's New Auto Loan rates remain steady at 3.99% to 6.44% APR, unchanged over the past 30 days. This consistent pricing offers members reliable access to affordable financing for new vehicles. With no rate fluctuations, now is a good time to consider fixed-rate loans for predictable monthly payments. Members seeking budget-friendly options should explore the lower end of this range to maximize savings on their next vehicle purchase. Stay informed and review your loan terms to ensure the best fit for your financial goals.
AMERICAN AIRLINES FEDERAL CREDIT UNION
As of September 11, 2025, American Airlines’ new vehicle loan rates remain steady with Auto loans at 3.99% - 4.74% APR and Other vehicle loans at 6.74% - 6.99% APR, unchanged over the past 30 days. New Auto loans offer the most affordable financing, providing members consistent rates to plan their budgets confidently. For those considering larger purchases or diverse vehicles, reviewing Other loan options can help match specific needs. Check long-term loan terms to balance monthly payments while securing competitive rates for your new vehicle purchase.
LendMesh
A better car doesn’t have to mean a worse budget. LendMesh helps you find vehicle loans with low rates and fair terms—so you can upgrade your ride without the financial stress. Compare lender offers in real time at https://www.lendmesh.com/loans/vehicle_loans and take the wheel with confidence.
Conclusion
Looking ahead, consider locking in a low APR now if you’re planning a purchase soon, especially with prime rates as attractive as Atlanta Postal’s and Vystar’s offerings. If you already have an auto loan with a higher rate, explore refinancing options at credit unions like Polish Slavic or Tyndall, where rates hover under 4%. Motorcycle buyers should monitor University of Kentucky’s steady pricing for potential deals later this fall. For families eyeing recreational vehicles or specialty equipment, Baxter’s focused rate range presents a strong value proposition—don’t hesitate to inquire about terms that suit your budget. Staying flexible and pre-approved can give you negotiating power at dealerships or private sales alike. Ultimately, being proactive about your vehicle financing—whether buying new or refinancing—will position you for significant savings in the months ahead.