Introduction
If you’re shopping for a vehicle on September 5, 2025, credit union loan rates are offering some solid opportunities to save. The lowest APR available today is an incredibly low 2.94% auto loan from Vystar, perfect for buyers looking for the best financing on cars. Motorcycle and recreational vehicle shoppers also have options, with Columbia Community offering motorcycle loans starting at 7.49%. Notably, Baxter’s auto rates have improved slightly over the past month, dropping from a low of 3.39% to today’s range starting at 3.64%. Meanwhile, Delta Community shows a significant decrease in its auto loan floor rate by nearly 90 basis points compared to last month—great news for those seeking flexible terms. For families and motorcycle enthusiasts alike, comparing these competitive ranges could lead to meaningful savings on your next purchase or upgrade.
New - Vehicle Loans
Credit Union
Product
2025-09-05
(Current Day)
(Current Day)
2025-08-29
(7 Days Ago)
(7 Days Ago)
2025-08-21
(15 Days Ago)
(15 Days Ago)
2025-08-06
(30 Days Ago)
(30 Days Ago)
2025-07-22
(45 Days Ago)
(45 Days Ago)
2025-07-07
(60 Days Ago)
(60 Days Ago)
2025-06-07
(90 Days Ago)
(90 Days Ago)
Atlanta Postal
Auto
4.74 - 17.99
Atlanta Postal
Other
2.00 - 17.90
Atlanta Postal
Recreational
6.74 - 17.99
Vystar
Auto
2.94
2.94
2.94
5.54 - 8.59▲ 260 bps
5.54 - 8.59▲ 260 bps
Hapo Community
Auto
3.00 - 17.99
3.00 - 17.99
3.00 - 17.99
3.00 - 17.99
Tyndall
Auto
3.24 - 6.74
Baxter
Auto
3.64 - 6.39
4.39 - 6.39▲ 75 bps
3.64 - 5.99
3.39 - 5.14▼ 25 bps
3.64 - 6.44
3.64 - 6.44
Baxter
Recreational
5.69 - 7.69
Columbia Community
Auto
3.74 - 13.74
Columbia Community
Motorcycle
7.49 - 14.49
Columbia Community
Other
7.24 - 12.99
Delta Community
Auto
3.79 - 16.09
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
4.69 - 16.39▲ 90 bps
Delta Community
Other
3.79 - 17.49
6.59 - 17.79▲ 280 bps
6.59 - 17.79▲ 280 bps
6.59 - 17.79▲ 280 bps
6.59 - 17.79▲ 280 bps
6.59 - 17.79▲ 280 bps
Polish Slavic
Auto
3.95 - 5.99
Dupont Community
Auto
3.99 - 13.39
American Airlines
Auto
3.99 - 4.74
3.99 - 4.74
3.99 - 4.74
3.99 - 4.74
3.99 - 4.74
American Airlines
Other
6.74 - 6.99
6.74 - 6.99
6.74 - 6.99
6.74 - 6.99
Atlanta Postal
As of September 5, 2025, Atlanta Postal’s new vehicle loan rates show fresh offers with no prior data for comparison. The Other loan program leads with the lowest APR range at 2.00% - 17.90%, providing an affordable option for diverse vehicle financing needs. New Auto loans start at 4.74% APR, while Recreational loans range from 6.74% to 17.99% APR. For members seeking lower monthly payments, exploring longer-term loans within these programs may help reduce costs. Stay updated weekly to catch any upcoming rate changes and maximize your financing strategy.
Vystar
As of September 5, 2025, Vystar’s New Auto Loan rate remains steady at 2.94% APR, unchanged over the past 30 days and significantly lower than the previous range of 5.54% to 8.59%. This stable and competitive rate offers excellent value for members looking to finance a new vehicle affordably. For those seeking manageable monthly payments, consider exploring longer loan terms within this low-rate environment to maximize savings. Staying informed on these consistent rates can help you plan your next vehicle purchase with confidence.
Hapo Community
As of September 5, 2025, Hapo Community’s New Auto Loan rates remain steady at 3.00% to 17.99% APR, showing no change over the past 30 days. This consistent rate range offers members predictable financing options for new vehicles. For those seeking affordability, the lowest rates at 3.00% APR present valuable opportunities. Consider exploring longer-term loans to reduce monthly payments while maintaining these stable rates. Staying informed on these trends can help members make confident, budget-friendly vehicle financing decisions.
Tyndall
As of September 5, 2025, Tyndall’s New Auto Loan rates range from 3.24% to 6.74% APR. Since no prior data is available for comparison, no rate movement can be identified this week. With competitive rates starting at 3.24%, members seeking affordable financing should consider these options carefully. For those aiming to manage monthly payments effectively, checking longer-term loan options might provide better flexibility and budgeting ease. Stay informed on updates to secure the best possible financing for your new vehicle purchase.
Baxter
As of September 5, 2025, Baxter's new Auto loan rates range from 3.64% to 6.39% APR, showing a notable drop from 4.39% to 6.39% just 7 days ago, and an improvement compared to 15 and 30 days ago. This makes the new Auto loan the most affordable option for members financing vehicles now. Meanwhile, the Recreational loan rates stand at 5.69% to 7.69% APR, newly available today with no prior data for comparison. Check Baxter’s longer-term Auto loans if you want to lower monthly payments while securing competitive rates.
Columbia Community
As of September 5, 2025, Columbia Community’s new vehicle loan rates show no previous data for comparison, with Auto loans at 3.74% to 13.74% APR, Motorcycle loans ranging from 7.49% to 14.49% APR, and Other vehicle loans between 7.24% and 12.99% APR. The new auto loan offers the most affordable starting rate at 3.74%, providing strong value for members financing new vehicles. For those seeking manageable monthly payments, consider longer-term options within these programs to balance affordability and loan duration effectively.
Delta Community
As of September 5, 2025, Delta Community’s New Auto loan rates improved, dropping from 4.69% to a low 3.79% APR over the past 30 days. Similarly, the New Other vehicle loans saw a significant decrease from 6.59% to 3.79% APR, offering members more affordable financing options. These rate reductions provide excellent value for members looking to finance new vehicles. For those seeking manageable monthly payments, consider exploring longer-term loan options within these competitive rates to maximize affordability and flexibility.
Polish Slavic
As of September 5, 2025, Polish Slavic’s New Auto Loan rates range from 3.95% to 5.99% APR with no available prior data for comparison. This competitive rate window offers members affordable financing options for new vehicles. Consider shorter terms to lock in lower rates or explore flexible loan structures to fit your budget. Stay tuned for updates as more rate trends become available.
Dupont Community
As of September 5, 2025, Dupont Community's new Auto loan rates start at a competitive 3.99% APR, ranging up to 13.39%. Since no previous data is available for comparison, rate movement trends cannot be identified. For members seeking affordable financing, the lowest APR of 3.99% offers strong value on new vehicle purchases. Consider longer-term loan options to help reduce monthly payments while securing these favorable rates. Stay updated regularly to catch any future rate changes that could benefit your financing plans.
American Airlines
As of September 5, 2025, American Airlines credit union’s new vehicle loan rates remain steady. New Auto loans hold firm at 3.99% to 4.74% APR, unchanged over the past 30 days, offering members competitive financing for new cars. The Other vehicle loans also stay consistent at 6.74% to 6.99% APR. With no recent rate changes, now is a good time to consider new auto loans for affordable financing. For those seeking manageable payments, explore longer-term options within these stable rates to optimize your budget effectively.
LendMesh
Before you head to the dealership, check your rates on LendMesh. You’ll walk in with confidence—and likely save money. We connect you with banks and credit unions offering pre-approval and flexible terms on vehicle loans. See what’s possible at https://www.lendmesh.com/loans/vehicle_loans and skip the guesswork.
Conclusion
Looking ahead, now is a smart time to consider refinancing if your current rate is above the new lows offered by credit unions like Vystar or Baxter—even small drops in APR can save hundreds over the life of your loan. If you’re planning to buy a recreational vehicle or motorcycle, watch for credit unions like Columbia Community and Baxter that provide tailored financing options with competitive rates. For car shoppers eager to lock in low rates without waiting, taking advantage of stable offers such as American Airlines’ consistent sub-5% auto loans could be wise before market shifts occur. Keep an eye on weekly rate movements and don’t hesitate to shop around among credit unions; their member-focused approach often delivers better value than traditional lenders.