Vehicle Loans in Richland, WA

Searching for auto credit in Richland, WA? Compare loan offers from trusted local lenders to find the best rates and terms tailored to your needs. Whether it’s a new or used vehicle, getting approved quickly and easily is just a few clicks away.

Richland’s credit unions and banks offer friendly, personalized service to help you drive off with confidence. Start your comparison today and discover how simple and affordable financing your next car can be right here in your community.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. America'S Credit Union, A has auto loans with APRs ranging from 4.46% to 14.14% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.9% and 18% , also with no change over the same periods. Sound has auto loan rates ranging from 4.64% to 18% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% .

Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago. Numerica s auto loans with APRs ranging from 4.99% to 5.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Other vehicle loans have rates between 6.49% and 7.24% , also steady compared to a week ago and lower than a month ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Columbia Community s auto loans with APRs ranging from 4.99% to 14.49% , which is up slightly from 7 days ago and 30 days ago. Their other and recreational loan rates stay the same at 7.24% to 12.99% over the same periods.

Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months.

🏦 All Local Lenders in Richland, WA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NUMERICA CREDIT UNION	3045 DUPORTAIL ST RICHLAND WA 99352	⏰ Monday - Friday: 9:00 am to 5:00 pm Saturday: 9:00 am to 1:00 pm 📞 5097346900	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $4,030,322,773 Deposits: $374,221,978 Net Worth: $470,139,935 Employees: 664 Members: 175,060
SPOKANE TEACHERS CREDIT UNION	2590 QUEENSGATE DR RICHLAND WA 99352	⏰ M-F 8:30am-5:30pm 📞 5093261954	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $5,872,400,967 Deposits: $248,112,160 Net Worth: $633,978,608 Employees: 913 Members: 284,132
HAPO COMMUNITY CREDIT UNION	631 GAGE BLVD RICHLAND WA 99352	⏰ Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm 📞 5099435676 📠 5099468787	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,367,011,447 Deposits: $250,311,667 Net Worth: $267,102,119 Employees: 513 Members: 208,696
HAPO COMMUNITY CREDIT UNION	3034 DUPORTAIL ST RICHLAND WA 99352	⏰ Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm Saturday Full Service 9:00am-1:00pm 📞 5099435676 📠 5099468787	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,367,011,447 Deposits: $250,311,667 Net Worth: $267,102,119 Employees: 513 Members: 208,696
GESA CREDIT UNION	825 GOETHALS DR RICHLAND WA 99352	⏰ Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm 📞 5093783100 📠 5093783436	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $5,565,453,827 Deposits: $361,381,628 Net Worth: $580,793,102 Employees: 848 Members: 291,761
GESA CREDIT UNION	51 GAGE BLVD RICHLAND WA 99352	⏰ 9:00 to 6:00 Mon - Sat 📞 5093783100 📠 5093783436	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $5,565,453,827 Deposits: $361,381,628 Net Worth: $580,793,102 Employees: 848 Members: 291,761
GESA CREDIT UNION	2951 DUPORTAIL ST RICHLAND WA 99352	⏰ Monday-Friday 9:00am to 6:00pmSaturday 9:00am to 1:00pm 📞 5093783100 📠 5093783436	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $5,565,453,827 Deposits: $361,381,628 Net Worth: $580,793,102 Employees: 848 Members: 291,761

🏘️ All the Lenders Available in Benton County, WA

✅HAPO COMMUNITY CREDIT UNION

✅GESA CREDIT UNION

✅NUMERICA CREDIT UNION

✅SPOKANE TEACHERS CREDIT UNION

✅TRICITIES COMMUNITY CREDIT UNION

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