Gesa Richland WA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gesa, your trusted partner in financial well-being! Located at 51 Gage Blvd, Richland, WA 99352, our South Richland Headquarters has been serving the community since 1953. With a strong commitment to our members, we proudly support over 291,761 individuals who choose us for their banking needs. At Gesa, we understand that financial matters can be complex, which is why we're dedicated to making your experience as smooth as possible. Our total assets amount to an impressive $5,565,453,827, showcasing our stability and reliability. With $361,381,628 in total deposits and a net worth of $580,793,102, you can trust that your money is safe with us. Our team of 848 employees, led by CEO Don Miller and Board President Geof Griebel, is here to provide personalized service tailored to your financial goals. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking to buy a car or plan for the future, we've got you covered. While members can visit us at our branch location for friendly assistance and transactions like deposits and withdrawals through our convenient drive-thru service or ATM facilities, official correspondence should be sent to the same address: 51 Gage Blvd, Richland, WA 99352. Join the many satisfied members who have made Gesa their credit union of choice. Explore more about what we offer at Gesa's website or call us at 509-378-3100 today! Your financial journey starts here.

Branch History & Mission

Embracing Innovation

In today's fast-paced world, we understand the importance of innovation in banking. That's why we've embraced digital advancements that make banking easier and more accessible for everyone. From online and mobile banking services to easy ATM access and drive-thru banking options, we ensure that you can manage your finances conveniently.

Join Us!

As we continue our legacy of growth and community support, we invite you to join Gesa. Experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're looking for personal loans or business banking solutions, Gesa is here for you every step of the way. For more information about membership or to open an account today, please call us at 509-378-3100 or visit our website at Gesa. Let's build a brighter financial future together!

Our Location and Community Impact

You can find us at 51 Gage Blvd, Richland, WA 99352. This central location is easily accessible and close to various local landmarks, making it convenient for members to visit us for their financial needs. While members can visit us at this address for all banking services, official correspondence should be sent to the same address. As part of our commitment to community service, we focus on not only providing exceptional financial products but also supporting local initiatives and programs that uplift our neighbors. We believe in fostering a strong community through partnerships and outreach efforts that make a real difference in people's lives.

Our Mission

Our mission at Gesa is simple yet profound: to provide reliable financial services while nurturing the well-being of our members and the communities we serve. We strive to offer personalized banking solutions that cater to each member's unique needs, whether it's through checking accounts, auto loans, or mortgage options. Our goal is to empower individuals by equipping them with the tools they need to achieve their financial dreams.

Branch Location & Accessibility

Always Here For You

If you have any questions or need assistance, don't hesitate to give us a call at 509-378-3100. Our team is ready to help you navigate all your financial needs. While members can visit us at 51 Gage Blvd, official correspondence should be sent to the same address. We invite you to come in and experience the Gesa difference today! We look forward to welcoming you as part of our community!

Convenient Banking Hours

We understand that life can be busy, which is why we offer flexible hours! You can visit us Monday through Saturday from 9:00 AM to 6:00 PM. Whether you're stopping by during your lunch break or after work, we're here when you need us most.

Easy Access for Everyone

At our Richland location, we prioritize accessibility. Our building is fully compliant with ADA standards, featuring ramps and wide doorways to ensure everyone can visit us comfortably. Plus, parking is readily available right outside our entrance, so you won't have to worry about finding a spot.

Services That Fit Your Needs

Gesa provides a wide range of services tailored for both individuals and businesses. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, we've got something for everyone. And if you're looking for quick transactions, enjoy our drive-thru banking option for deposits and withdrawals without leaving your car!

Member Eligibility

Becoming a member of Gesa feels like joining a close-knit family where everyone is valued and supported. If you're curious about eligibility, it's quite simple! Anyone who lives, works, or attends school in the communities we serve can become part of our vibrant community. This means if you're in the area around 51 Gage Blvd Richland Wa 99352, you're likely eligible to join us! As a member, you'll enjoy fantastic benefits like competitive rates on loans and savings, personalized service, and access to a wide array of financial products designed just for you. To get started, simply check out our detailed membership criteria at https://www.gesa.com/about/about-gesa-membership/. It's easy and straightforward to open an account with us too; just visit https://www.gesa.com/coupon-enrollment/ for more information on how to sign up. If you have any questions or need assistance, feel free to reach out at (509) 378-3100. We can't wait to welcome you into the Gesa family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to our loan offerings, we provide practical merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments seamlessly at your storefront or online our services make it easy. Whether you're a local shop owner or run a larger operation, our tools help you manage payments efficiently so you can focus on what you do best: growing your business. Located at 51 Gage Blvd Richland Wa 99352, Richland, WA, we invite you to explore how Gesa can be your partner in success. Let's work together to achieve your business goals!

Comprehensive List Of Services

Convenient Access and Support

We know convenience is key when it comes to managing your finances. That's why we provide ATM services for easy cash withdrawals and basic drive-thru banking for quick deposits and transactions. With our online banking platform, you can check balances, transfer funds, and even pay bills all from the comfort of your home or on-the-go. Our dedicated team is just a phone call away at (509) 378-3100 if you have any questions or need assistance navigating our services. Join us at Gesa today! We invite you to explore all that we offer by visiting us or checking out our website at South Richland Headquarters. Your financial well-being is our priority, and we're here to help you achieve your dreams!

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. With our mortgage loans and refinancing options, we aim to make the process smooth and straightforward. Our experienced loan officers will work closely with you to find the right solution that meets your budget and goals.

Lending Services for Every Need

In addition to auto loans and mortgages, we also offer personal loans for those unexpected expenses or debt consolidation needs. Our credit cards with rewards programs let you earn while you spend, making every purchase more rewarding. For business owners, our business banking services include merchant services and business loans designed to support your company's growth. We understand how vital it is for businesses to have access to reliable financial resources.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing monthly expenses, our accounts come with features that make banking simple and effective. Plus, with online and mobile banking options available, you can manage your finances anytime, anywhere. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in that new car without the stress of complicated financing our friendly staff will guide you through every step.

Digital & Online Banking

Key Features

Enjoy the flexibility of e-statements that keep you organized and help reduce paper clutter. You can easily view your statements online whenever you need them. Our mobile application takes convenience a step further, allowing you to manage your accounts directly from your smartphone. And if you prefer making payments through your phone, our mobile payments feature makes transactions as simple as a tap. Sending money to friends or family? Our person-to-person transfer service lets you send cash quickly and securely without needing cash on hand.

Security & Accessibility

We prioritize your security while ensuring that our services are user-friendly. Rest assured knowing that all transactions are protected with advanced security measures. Managing your finances has never been easier or more accessible than with Gesa's digital banking solutions. Join us today and experience how simple banking can be!

Financial Strength

Commitment to Growth

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $70,825 in used auto loans and $4,439,960,465 in total loans and leases, we support our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 557,049, show a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 51 Gage Blvd Richland Wa 99352 or call (509) 378-3100 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can find a loan that fits your budget. Plus, if you're considering refinancing your current auto loan, we have options available that might save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, our team is ready to assist you in finding the right financing solutions for your business needs. At Gesa, we take pride in offering personalized service and support. Our friendly staff is always available to discuss eligibility options and help you determine which loan product is best for you. You can reach us at (509) 378-3100, or visit us at our branch located at 51 Gage Blvd Richland Wa 99352 in Richland, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the first step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we'll help you navigate the process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs designed to enhance your spending power while keeping your financial goals on track.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. By relying on verified financial institutions, LendMesh guarantees that users receive accurate and reliable information when comparing loans.

Key Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. This means that every loan option is presented fairly, without influence from advertising dollars. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users are empowered to make informed decisions about their borrowing options. They can compare various offers side by side, making it easier to choose the best one for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans